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Bad credit loans

7 replies

tumbletray · 04/05/2022 12:42

Really need a loan on bad credit don't need a lot just about 500-750 please, any recommendations

OP posts:
Albgo · 04/05/2022 12:44

The interest rate to pay back a loan that size will be shocking.

CheeseBoard2022 · 04/05/2022 12:49

If your interest is that bad unfortunately I don't think you'll be able to get one unless you use a loan shark and please for heavens sake don't do that.

Is there anything else you can do to raise the funds? Sell anything? Borrow off family/friends? Come to a payment plan with whoever you owe the money too?

littleangel50 · 04/05/2022 13:28

Getting a loan is hard with bad credit..I can't give you any loan companies..but please DON'T use 'Provident' Anyone is accepted but they call at your home to collect your payment every week. The collectors are nice but you will be paying it for years. I would try like other comments try sell something or try save good luck

rbe78 · 04/05/2022 15:33

How about an credit builder credit card? As others have said, interest rates on a loan that small will be huge no matter what your credit rating - a credit card is more usual for that amount.

You won't get a huge limit on an credit builder card, but it should be a few hundred, and the whole point is they give them to people with low credit ratings to 'prove' themselves and improve their rating.
www.moneysupermarket.com/credit-cards/credit-builder/

KoblinsGiss · 08/05/2022 19:52

Anyone suggesting you a loan company here will be doing you a disservice. Your bad credit is presumably a result of similar moments of taking debt out that has built up over time - or other adverse financial events and habits. Unfortunately taking out another one of these will hurt you worse

JessicaO45 · 13/07/2022 11:52

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This has been deleted by MNHQ for breaking our Talk Guidelines.

AlexaDwane · 13/12/2022 01:00

It depends on what purpose you need a loan for. It would help if you elaborated on this subject to get help. Now there are various alternatives to loans that can pay off your needs. This includes commercial loans and personal use. In case you need a loan to run your company or enterprise, you can find a shareholder. Typically, such people provide you with all the finances you need. Now there is a lot of information about Creditea, so I think you will find something suitable. If you need a loan for personal use, then an ordinary credit history and a reliable bank may be enough.

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