overpay BTL?

[bigfootfred]

I have a 2.99% BTL mortgage but currently save £300 a month from my savings.
I already pay 40% tax so would I be better overpaying the mortgage or saving the money?

TIA

Pension

I already over pay my pension do you suggest overpaying more?

When you say ‘overpaying’. You can 100% of salary or £40k (with unused years still available), I’d pay in until I’d used up all of my 40% tax band if I could.

Sorry I meant salary sacrifice
I could maybe increase it will have a think thanks

Salary sacrifice means you can sacrifice up to minimum wage depending on the scheme rules, plenty of scope. Sometimes you have only certain times you can change payments. If that’s the case speak to HR.