26000 cap what it would mean to me

[TheHumancatapult]

ok some of you ahve complained about the £26000 Benfits capped and then slammed into hunty cat for having to much money left

so to balance it out this how £26000 would be broke down for myself as single parent with 4dc

.£26000 straight away 13200 would have gone to the LL .

so thats £12800

left .Discount Cb as peoplle up to £40000 can earn so tale away £3534 approc

so im now down to 9256 .Tale away council tax Benfit thats me down to £7886 .

thats then down to £151 a week
they will then tale of teh free school dinners have 3dc that entitled ( only 1 has but they will do the sums based on what they are entitled to ) so £6 a day times 5 is £30

£121 left take of £15 for water £20 for gas and £20 for electric bearing in mind most wil be on card/key meters taht charge more

would leave me £56 a week for food and clothes and any extras

Now relook at the figures again that im in h/a at £126 a week my hb is £6652

so think the problem lies when your forced into private rented a large amount of your money is swallowed up by Hb .And remember not all LL will takke Hb so often you pay a preimum for sometime substandard accomidation as they are aware that people can not move

And lets also remember those that are working in low income of £18000 Pa will also recieve top ups too of CB , WTC and CTC

Ever tried finding a job when you're disabled cottonmouth?
Ever tried to find a childminder prepared to look after your severely disabled child?

It's not as cut and dried as "get on yer bike, pull yourself up by your bootstraps" bollocks.

Low rent areas are also low employment areas, so not much point in moving there.

cottonmouth i admitted earlier that i was discounting oh and under PIP it will apply to me as a wheelchair user will no longer be disabled

and sorry thats a insult i am disabled and few on here know me rl and can vouch that i am so would you stip calling me a liar thats making it personal

cottonmouth

The cap will apply to THC when they change DLA to PIP...try to keep up dear.

The cap doesn't apply to the disabled or to carers.

And I know plenty of disabled people who do work.

(TotalChaos here). good timing, as yes, I have met THC and can vouch for her being disabled. (wonder if I will be reported to MNHQ as THC's suspectex sock puppet )

so i suggest cottinmouth you go read about PIP and who will qualif becuase even peple i now who sterotypical see claiments as scroungers

was shocked to discover that infact i will fall into that

If high rent areas are high employment areas, why are they not working?

I would love to live in Nottinghill, but sadly I can't afford it and have to live where I can afford.

cottonmouth good for them that they can work ,but infact a lot of wheelchair useres will struggle when pip comes in but am also a carer to

yes, of course some disabled people can work but some can't.

oh and cap does apply to carers under UC we will no longer be exmpt from it

cottonmouth is it a coincidence that you are named after a poisonous reptile?

Do you really have to earn £32k in order to take home £26k?

That is depressing. Depressing to see a figure like that which looks utterly unattainable, knowing we'll be continually skint until such time as we get to that point, if we ever do. Why are we arguing about how people get various amounts of money? Can't we just unite in the thought that it's shit how high the cost of living is at the moment?

What is PIP, BTW? I've tried googling but it's just coming up with stuff about breast implants.

PIP is short for Personal Independence Plan that's coming in next year to replace DLA for adults

Can I just ask what people think is a decent amount to have, each week, for food and clothes?

Ah, I see, personal independence payment it's coming up as. At least that's a better name and less easily misunderstood, if the rules are all changing that must be a nightmare though.

yes Bertie at the moment i qualify for High rate moblity as am full time in a wheelchair so exemt from the cap

Under PIP i will no longer qualify for HRM as apparentley having a wheelchair means i no longer have any mobilty problems

You need to earn £35k to take home £26k, BertieBotts Assuming that is a single income anyway, you can have a household income of £26k with two people earning £16k so £32k total.

Out of curiosity, I did a Turn2Us calculation for a 35-year-old couple with a SAHM and five children (all healthy, no childcare) living somewhere like Wandsworth in a mortgaged home. My fictional man earns £35k and pays £150 a month to his pension plan.

They were entitled to just over £11k in benefits. So, although his take-home pay was slightly over £22k, the state tops him up to £34k net. This is bizarre because it shows the government accepts his family needs £34k but seems to think the same family will need £8k less than that if he loses his job or gets injured - £667 a month less? They'll lose their home

11k in benefits! Or 'handouts' as they are known when you earn 35K. Bloody hell.

there should be an apostraphae or comma or something in there

I suppose it depends how many of you there are. For me, DP and DS (3) we can just about manage on about £50 per week for food but it is utterly miserable, cheap crap, not buying fruit because DS gets it at nursery/childminder, etc. For a decent but still minimal level of food which I find acceptable it's more like £70-80.

Clothes obviously you don't need to buy every week but for a growing child, yearly 2 x shoes + 1 x wellies, around £70, Coat which might last 2 years £20, rest of clothes for year around £100/£150, this is buying second hand and in sales mainly. Adults can get away with fewer clothes but they are more expensive. So say £100 per year each also. Which works out at around £8 per week for clothing budget.

Is transport coming out of this budget too? (Bus tickets over £4 for a day ticket here, or £13 for the week, petrol obviously more), and other householdy things, like needing a new saucepan or bath towel, the baby coming off bottles/bf and needing cups, child starting packed lunches so needing a lunchbox, school supplies, pencils etc, birthday presents, Christmas, library fines, cost of activity e.g. swimming, soft play, coffee morning, getting a spare key cut for a neighbour, school trips, etc etc.

Or is it literally just clothes and food?

£56 a week left for food clothes and extras? Really? We have (on a gross salary of around £35K about that left too. Hard isn't it?

(That was to DeathorCake)

Norris

would you like to double check my sums

starting with £26000 and take out all my outgoings

oh ad whats left is everything food/clothes/tv licence /shoes and household tuff

bertei
mine is based one one adult and 4dc ,17,14,8 and 6 and all still in eeducation