Who wins the prize for the LOWEST Mumsnet mortgage?

[Rhubarb]

None! Can't afford one.

Am I jealous of those on THAT other thread with mortgages of £200k - NO!

Oh but I wish I had a nice big house!

me - zero - but never had one to start with - far too skint

Only 24 years 6 months to go so not me.

me havent got one

Also zero. Our rent isn't THAT massive either, for the area we're in

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I feel kinda liberated though, don't you?

I mean, in one way it sucks not having your own house and making it "yours" ifswim. You know that your life there is temporary (well I do as when the old lady who owns our house dies, her daughter will want it back), you cannot put down roots. You are paying money for nothing, it's a false investment.

But on the other hand you don't have that millstone round your neck. You can move whenever you want to. If something goes wrong with the house it's not your problem. What is bricks and mortar anyway? It's just a place to sleep, eat and fart in, you won't die without it. You could live in a tent if you wanted to!

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24 years and 6 months to go for me to...

but lets look on the brightside... a whole 2% (of payments, not amount) have been completed

Mine is for £29,500.

I bet Joolstoo wins, hers must be for 2 pounds five shillings and sixpence or sommat.....

Elderly mumsnetters who are close to retirement must have the lowest mortgages.

well as I said on the other thread we paid ours off 3 yrs ago - it took us 8 yrs

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Ours is £0 too.

We just pay some other bugger's mortgage

ours is very small and we could pay it if off now but, there is a fee if you pay off more than 10%.

I think it's cheating to say you've got the lowest mortgage when you've never had one!
Mine's not too bad... about £66K left to pay but I am very very old so have had it for nearly 20 years.

me - we're renting for a year

but i bet i'd win the 'who pays the most rent?' competition

onlyjoking - we've just swithched to a tracker rate with Abbey National - costs £699 to set up but it's .49% above Bank of England Base rate and there's no penalty for paying it off early.

My Dad always moans about them time that he won £500 on the horses before him and mum got married. He wanted to buy a house with it, and asked my mum to move in with him. She said no because they weren't married.

He is still bitter about it now. They could have been mortgage free for life.

(and that wasn't a typo. That was actually in the days whe you could buy a house for 500 quid!)

Tutter - one of my friends lives in a house with 2/3 acre - the house itself is a 4 bed 1930's bungalow - not attractive by any means. Her dh got a job in America so she's rented out her house for £3000 a month!!! (Allegedly...) Is yours worse than that?

Well, our first mortgage was for £25k, we were paying around £190pw.

Now we are renting and our rent is £450pw although we are earning less now than we were then!

How did we ever get to this position? Oh, that's right, it was all my idea.

yes, fortyplus, but that's where the conversation ends

£450 per week ??

we rent a 3 bedroom ouse from the council and its £300 a month, and we dont get any housing benefits or anything