We just booked a last minute holiday to Menorca for this Monday. I am 30 weeks pregnant (dr has said I'm fit to travel) so want to get this EHIC form just in case anything untowards happens (I've never carried a EHIC card before). The website says that it takes 7 working days to process but does anyone know if it's valid from the moment you fill out the online form or would I need to actually have the card in hand so to speak??? Plus do I really need this form if I have good travel insurance?