Travel insurance for babies - any ideas?

[imoscarsmum]

DP & I have free annual travel insurance (Europe) with our bank. We want to buy stand alone annual policy for DD who is 5 months. Bank quoted us £40!! As DP got really good cover for a one-off trip to US for about £18, sure we can do better. Any ideas??

children are generally covered on these policies

No - we've checked details and it's just covering the 2 of us as named parties to our bank account. To add our baby would turn it into 'family cover', which would be the £40 extra.