We're going abroad in June and I'm trying to book travel insurance for me, DH, DS18 and DD 4months.
I can't get us on a family policy because they are limited to 2 adults max.
Will it be ok to put DS on his own policy? I'm just thinking if we had to cancel if, for example, DD had chicken pox, would they still pay out for DS's place if he's on a separate policy?
Also with regards to medical conditions, do we just put our current ailments or do we have to declare every illness we've ever had? I had asthma as a child but don't have it now and haven't used an inhaler for 20 years, so would i still need to declare asthma?