good annual travel ins inc pre existing condition wanted

[Isawthreetripscomesailingby]

Hi,
After an ongoing claim with my present company, Norwich Union, who have been appalling, I need to re-new policy in Jan. Looking for family cover, to inc a heart related condition, which is not serious, cover for uk and Europe, won`t sadly be going long haul next year!

Just got a quote from MEDICOVER, £425!!!
NU qote is £225 but they have been awful.

Anyone?

i think I got ours through Tescos and they didn't ask too many awkward questions iyswim! (Dh has medical condition also...)

insureandgo

MoneysavingMartin has a bit about it - trouble is that generally the pre-existing specialists are aimed more at the elderly and don't do family cover, I was just looking in Which and none of their cheap family policies were recommended for pre-existing conditions.

I'm not sure if it's possible for you to insure yourself with one company as an individual, and then for the rest of the family to get a family policy - I think it isn't though, as they'd need to be covered if you had to come home or something, I think I asked about that once.

All you can do really is google and then get lots of quotes. It's a bummer.

forum from MSE - but most of the posters are older people so their recommendations may not apply for your family.

covermytravels had a couple of reommendations

We got ours through our PMI provider, AXAPPP.

We got ours through our PMI provider, AXAPPP.

City bond . I have minor heart related condition have annual cover for me dh and dd Europe only for £120. ( plus my cover extra £36 I think)

In my case they said they would not cover for anything linked to the heart ( the whole body I thought according to my basic biology). Insurance comps have a reputation for not paying up and finding exclusions so in my case I decided to pay as it is not that much more. I always think that if you do not declare they will find out anyway somehow !

we use greenbee they are excellent .