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Our car broke 2 days before driving holiday to Europe

2 replies

Worriedmum97 · 12/12/2019 17:38

What are our options (car needs to be scrapped)? We have a travel insurance but not sure we want to cancel our holiday altogether, would travel insurance cover a rental car costs?

OP posts:
rrg1 · 13/12/2019 09:40

Did you buy European breakdown cover, such as AA 5*, before your trip?
If so, you may be covered for a hire car.

rrg1 · 13/12/2019 09:47

If you have purchased it at least 7 days before then YES, you will be covered for car hire. Here is the detail:
www.theaa.com/european-breakdown-cover/ page 17 S.2

Section 2 - Pre-departure hire car in the Territory
This service is only available when cover has been
purchased at least 7 days before your planned trip
departure date.
Up to £120 per day (or £150 per day for Single
Trip Group Cover) towards the cost of hiring an
alternative vehicle (including the minimum legally
required motor insurance cover).
If Your Vehicle has:

  1. broken down in the Territory within 72 hours prior
to your planned trip departure time; and
  1. the AA have attended the Breakdown under
Section 1; and
  1. are unable to repair Your Vehicle in accordance
with Section 1: and
  1. the repairer estimates that the repairs to Your
Vehicle will take more than 24 hours. It is not possible to arrange hire of a motorcycle, if a replacement vehicle is required, a hire car or alternative transport will be arranged. (The above costs are part of Your overall alternative travel limit for sections 2,4,8 and 11 of £1,500 per Party per Trip or £1,800 for Single Trip Group Cover).
  1. Any additional charges arising from Your use of
the hire car such as fuel costs, any insurance excess charges, or additional hire costs if You keep the vehicle longer than the period agreed with Us. You must pay these direct to the hirer.
  1. Any contribution towards the cost of motor
insurance cover for an alternative hire car, which is over and above the relevant minimum legally required cover for the country in which You are travelling* .
  1. Any costs incurred if You leave the hire car at a
different location to the one agreed with Us or the hirer.
  1. Any additional costs incurred for transporting
Your pet(s) / animal(s).
  1. Anything shown as not covered under section
3 – Roadside Assistance and Emergency Repair in the Territory.
  1. Any matter excluded from cover as stated under
the General exclusions on page 23. *It is recommended that You consider purchasing, at your own expense, additional insurance such as collision damage waiver, if offered by the hirer. Section 3 – Roadside assistance and emerg
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