Can someone please come and talk to me about travel insurance.
Live in Spain, will be doing quite a few trips to UK and within Europe with DD over the next year. All trips will be booked with easyjet, monarch etc. Most of the time will be staying with friends and relations so no accomadtion costs. Lugguage will be clothes etc, nothing special.
Is it really worth getting insurance? What will it cover me for? Will it be worth the hassle once have paid excesses?