DS has similar offer grades for all his applications last year, due to his subject choice, which was Maths. His firm and insurance were the same because they had to be really.
The difference I think is what happens if you don't meet your offer grades on results day. Your firm might still take you, or your insurance might have more leniency.
We weren't asked for any deposit on accommodation until results day last year.
I've also not been asked for any parental income information following Dd applying recently even though she's had an acknowledgement. I'm assuming this is because she's only applied for the minimums available, but that's still different to last year, where I had to confirm this was the case.
Also - just for information - you have to apply annually for student finance, so DS will also have to do it again.