DD1 is 21, has various disabilities and is currently in her 2nd year of a foundation degree. Despite getting really good marks, her health has taken a down turn and she's not sure about doing the 3rd year which tops her foundation degree up to a full degree. Part of the reasoning for the uncertainty is that the 3rd year is at the actual university rather than at the partner college where she's been for the past 5 years.
I've suggested she takes a year out rather than making a definitive decision now, but I haven't really considered the finance. She receives full student loans etc and universal credit in the summer break. Would it be that she could claim her student loan a year later, and receive universal credit in the meantime?