When I think back to my degree, I really, really should have worked. The Contact hours and even independent study required were ridiculously low. I had suchance a horrible shock in the real world afterwards. Mind you, none of my friends or course mates worked either and this was a very unglamorous uni - we.were a very long way from being rich. But it was the 1990s when there were still some grants but also loans for living costs being brought in.
The debt thing is a red herring. The whole system is premised o'n most people not repaying. It is really a time-limited graduate tax, apart from for the very highest earners.
If it is medicine or dentistry or nursing, no chance of working I suspect.