Dd is priveliged in as much as she's an only child of older parents, only grandchild of even older, sole surviving grandparent (now 82) and only niece of a not too ancient aunt who has no children. Each owns a property that's mortgage free. Aunty is moving in with grandma in the near future and half the money from her very modest 2 up 2 down will go to dd at that point to be held in an account for her. For some people it would be enough to buy a nice car but we are not rich, so to us it's a fair amount.
We could have privately educated but it would have been a squash and a squeeze financially and we decided instead to pay off our modest mortgage, 3 bed semi oop north, so we wouldn't be rich by many people's standards. To us, though, having worked for everything we have, we see that dd's well sorted for the future and we will probably downsize when she goes to uni, hopefully getting her onto the property ladder, plans willing.
I can see I've said something to ruffle yellowtip's feathers but I'm not sure what. She may be thinking that we've pleaded working class but clearly aren't. We are, in terms of DH and myself. His dad worked in a timber yard and mine was a miner. He was better off than me cos his dad had two kids and his mum ruled with a rod of iron. My dad had 6 kids and was a mysogynist who kept my mum barefoot, pregnant and chained to the kitchen sink, having lost his own mum to another man at a very young age (truly scandalous in his day).
We are both non graduates. I had clawed my way up the ladder but gave up work when my daughter was young, probably because I lacked confidence in my career, despite doing well in it. DH has done brilliantly and is a technical consultant in the construction industry. He's well paid and loves his job. I want that for dd and I want her to have the confidence to believe in herself, something which seems to be working out ok for her right now.
Xenia, your practical advice is much appreciated. Having taken exams early myself at secondary school, I always thought that was a good thing. I never thought of the ramifications of this on a university application as I never applied to UCAS myself. I will go find the better schools from various threads from mumsnet and check out their sites for exams to take.
There's no harm in being prepared, as far as I can see. Thanks again for the support and encouragement. I think balance is the key and I'm sure, like word factory, dd won't lose sleep if she doesn't hit the giddiest of heights right now. Mind you, prime minister sounds like a close escape word factory rather than a source of disappointment.