My 10 yr old son, who has ADHD, was given an Xbox and Xbox live membership for Christmas. I set it up with all the parental controls on which took me ages as I found it really complicated and difficult to understand. Once it was up and running he began to receive 'friend requests' which he told me he was unable to accept on a child setting. At his behest I changed his setting to either a teenager or adult setting so that he could accept the requests. The next thing I know I receive a bank statement that shows over £400 worth of Fifa points purchases in one month!! I had no idea that if I changed his child setting then he would be able to access the debit card I had registered to activate his Xbox live account. I have tried to take this up with Microsoft who are distinctly unsympathetic and have offered me a refund of......$13.49. I feel so stupid, as a single parent on a low wage I really can't afford this. I would seriously advise against getting one of these.......we were much happier with the Wii!! 