I'm gonna talk to Ds1 about it tomorrow night. He seems completely unfazed. I'm the one now concerned, only in the last couple of days. And I never worry. about anything. Reading MN, this thread, has made me think that it's just gonna be a right ball-ache next summer.
Ds1 has recently announced that he's not sure he wants to go to uni at all. Not sure about an accountancy apprenticeship either. Thinks his trading activities will be making £1000's before long. FPS. God give me strength. He is still intending to keep all his irons in the fire.
He then announced that he'll be able to buy a house outright and will buy one near Leicester where girlfriend wants to go to uni, and trade from there. 
As you know apparently he was only interested in going to Southampton and my attempts to get him to consider anywhere else seems futile.
I think all accountancy / finance seems, similar grades AAA. So no real decent insurance options anyway! I would prefer him to have an insurance of the lowest reasonable (I was thinking BBC) but not only does there not seem to be much that low, but he says they aren't good enough courses/prestigious enough Uni's. Pompous twot. So I asked what's the alternative? That you retake the whole year. That's happens rarely, let's be honest.
All of a sudden, I'm just not happy. Clearing is bad enough anyway. Next year it'll be worse I'm sure. We all agree on this thread. So I'm just trying to get him into a position that's he's happy with, but that I am too. Im not sure how we can find something we are both comfortable.