How much do elderly or infirm etc. pay in UK for full time care in a nursing home or other facility?
I have a relative in Ireland (ROI) who has a house, 150k euros in the bank, a private and State pension and pays, wait for it, E4,800 per month for her care. On top of that pays E144 per month for scripts, GP is free as she is over seventy years old.
Her family (my second cousins) applied for subsidy under the Fair Deal Scheme. Too long to explain, but basically means that you should not have to pay more than 80% of your income for your care. BUT, assets are charged at 7.5% per annum for a few years too, although this can be deferred and taken from the estate of the person in care.
Now I do realise that my relative is in good fettle money wise, but IMV her late husband would have been better pissing his money up against a wall, since those with little income or assets (or who have cleverly divested themselves of same five years ago or more) just pay 20% of their income.
ROI is a great place, but it is in no way a universally free place either. If you can afford it, you pay, if you cannot you don't.
Anyway, just wondered and looking for a comparison. Thanks.