Anyone putting any plans in place in case we leave?

[ThroughThickAndThin01]

I've just checked the EU referendum current polls and it's looking very close at the moment.

I wondered if anyone is putting plans on hold, or will change any plans they have if we leave?

Personally, I am wracking my brains to think of anything which will directly affect me. Although I wonder if there will economical turmoil and whether to plan for an interest rate rise (our very high mortgage). Which will in turn affect Dhs business.

If we remain, I'd imagine it's just business as usual.

Anyone have any thoughts?

Two eu citizens here. Will we probably lose value of our house (se). Would maybe need to move back to eu country due to economic downturn in UK and movibg of markets to EU.

I think it will be the end of the UK as we know it. Scotla d would have a case for wanting to remain a eu country. In time NI would want the same and might reunite with Ireland. (have been told NI is steering that way already). What remains would be England and Wales.... what a laugh going to negotiate with countries as Brazil or China...

I still believe it is a good idea there is a referendum. At least it stops the moaning. If out then at least the EU can no longer be the culprit of all that gies wrong. If in then it should stop the moaning for a bit too as at least a democratic choice has beem made.

I have the forms to apply for an Irish passport, both parents were born on the island of Ireland.

I had hoped to delay until they get pro-choice laws in place, but will go ahead if Britain votes to leave.

I'm so fed up with Brexiters telling me that "we're leaving" as if the result of the referendum is a foregone conclusion that if we vote remain I am going to take great delight in telling them all to suck it up.

Personally, I am wracking my brains to think of anything which will directly affect me.

Same here. I'm employed by a locally-owned business. We trade with similar. There is very little international trade to bother us.
If interest rates went up then that would be fine. It's about time we got a decent return on savings.
If foreign capital leaves London and property prices revert back to affordable levels then won't everyone be happy?

Britain traded and prospered quite happily for centuries before the EEC/EC/EU arrived. We can do so again.

Britain traded and prospered quite happily for centuries before the EEC/EC/EU arrived. We can do so again.

Of course we can. I don't know where some people's courage and confidence has gone.

i'm not sure how it will affect us to be honest.

DH is in telecoms and I work for the NHS.

I've not really researched it, but my heart tells me it would be dodgy to leave the 'gang'.

In theory I could apply to become an Israeli citizen (frying pan into fire).

yep, it'll be great to return to the 19th century.

Though the loss of Empire will make quite a difference.

Tell me, what's your score on the

Does anyone know whether the exchange rate will be affected in the next few months?

I know this is extremely trivial compared to some posts on here (sorry) but I don't know whether to change some £ to € now, for upcoming holidays, or wait until after the vote.

Again, apologies for being so trivial!

Question for the Brexiters on this thread (genuine question) - if Britain's going to carry on trading without the EU, what are we going to be trading exactly?

I'm no economics expert, but don't foreign businesses / governments own nearly everything now? Mini, Cadbury, Landrover, nuclear power plants, some of our railways...

What are we going to be selling to the world and why would they want it?

We moved back to EU country - not only because of Brexit but it was a part of the decision making process.

We pushed house sale through early to ensure we had our equity out of the country in case the pound plummets.

I'm also investigating taking DH's country's citizenship (which the DC already have).

SouthernComforts - technically, no one knows the answer to that question. However, given that the pound fell sharply against all other major currencies (including dropping 13% against the euro) in the days following the announcement of the referendum date, and it hasn't picked up again, I think it would be reasonable to assume it will fall further in the event of a Brexit vote and is likely to stay weak for the foreseeable future until more is known about what effect leaving the EU will have and what relationship we are going to have with the rest of the world going forward. Conversely, if we vote to remain, I would expect the pound to strengthen again almost immediately.

I don't think your question is trivial at all. We all want to know when is best to change our money for holidays, but I think the bigger point is that a weaker pound means more expensive imports. Since we import around 50% of the food we eat, I think we can expect the cost of our supermarket shopping to go up if we leave.

Unlike for example Switzerland, which is not in the conference room when discussions and votes take place, but has had to agree to obey EU banking regulations as a condition of being allowed to do business with EU customers.

We make a lot of money from Financial Services, and, by being a major member of the EU, we are the biggest European centre, and are inside the EU firewall, and have been able to influence EU regulations to suit our interests. Our Financial sector is bigger than our entire manufacturing sector.

Of those things, three will definitely go if we resign from the EU, and it is widely expect that the others will go even faster.

That's why we have to think about a plan B. If the UK financial services industry falters we're all buggered. Look at what happened in 2008... I imagine it'll be that but with no bail out.

I believe there will be a lot of new openings in Frankfurt and Paris.

I'll be planning on how best to protect our business through a minimum of two years economic uncertainty (and its impact on the exchange rate) and the first job will to be to inform our 400 employees that their jobs are under threat of redundancy and start a consultation process.

And yes, unfortunately I'm having to put these plans in place now, because the impact of a no vote will be immediate and devastating.

But good luck to all your champagne drinkers, I wish you understood what you're doing by voting no, but you can't tell some people.

Oh, and if you think that a conservative government (especially one led by super-Tory Boris Johnson), would be spending money shoring up the NHS, education or struggling UK industries (steel and farming), then you are deluded.

Every political party, except the conservatives (50:50) and UKIP, are against leaving the EU. I know who I trust more.

400 jobs Mutton?

How devastating. I bet they have no clue this is coming either.

Lol at Buttered
is not welcome on this thread.

You don't get to state what is welcome or not on this thread.

You really need to reign in this fascist streak you are displaying that has already informed us that some people simply shouldn't be allowed to vote at all because they are not as clever as you like to think you are.

Springing, this is a thread for people who are making contingency plans in case their lives are turned upside down by a Brexit vote. Stocking up on booze doesn't count as a contingency plan - unless of course you're doing it because you're worried booze is going to get more expensive.

I'm probably being really thick here but can someone pls explain to me why exactly they believe the impact would be so huge and immediate if we vote to leave? I have read that exit negotiations are likely to take a couple of years and can't see that anything would change overnight. Is it exactly that - all the uncertainty? I would like to understand better as I'm leaning towards voting out (everyone I know is voting out too) but could still be persuaded to go the other way. Possibly.

Lol

Springing, this is a thread for people who are making contingency plans in case their lives are turned upside down by a Brexit vote.

Read about the Y2K bug.

Nothing happened.

Nothing will happen post brexit.

The world will turn.

The UK will trade and prosper.

The only thing that surprises me is that fact that you actually want to stay in a country that you have such a poor opinion of, that you think will confiscate your property and summarily deport you.

What a load of utter nonsense.

But carry on with your unnecessary fear-fest - don't let me interrupt you. You obviously seem to be enjoying it. You must have bought into nice Mr Cameron's Project Fear big time

Even if you are employed by a local business that doesn't trade with the EU your employer will still be impacted.

The immediate and large downswing of sterling against other currencies will devastate the economy, many companies will reduce overheads and cut jobs, household income will reduce and people will have less money to spend on things.

If your company relies on people in the UK buying goods or services then you will be impacted.

Clarathemagnificent

There is no danger. This is a rerun of Cameron's Project Fear that frightened the Scots into staying in the union.

If there was a blindingly brilliant reason for staying in the EU we would have heard it by now - but there isn't, hence the need for Project Fear.

We have a lot more to fear if we stay in the EU losing what little influence we have as more member countries join and having laws forced on us that we cannot refuse and which may not al=ways be in our best interests,

Much better OUT, making our own laws, deciding our own future.

Anyway Buttered will tell you that they sky will fall in.

I will tell you that the EU is the biggest confidence trick ever perpetrated on the people of Britain.

Basically, what mutton said, and not what springing said.

The immediate and large downswing of sterling against other currencies will devastate the economy, many companies will reduce overheads and cut jobs, household income will reduce and people will have less money to spend on things

^ Unsubstantiated Project Fear guess ^^^

The markets will have fully factored in the likleihood of a Brexit by 23 June.

Lower £ (if it happens) = cheaper exports.