Paypal sent me an email a while ago to offer me this option on transactions. It's a great option as it means they pay the seller and I get a chance to make sure the goods are okay before the money is deducted from my account 2 weeks later. I made a few purchases using this method and everything was fine, they send me an email 14 days after purchase to remind me they were taking the money, great! However I have bought a few things over the last couple of weeks and now they are taking the money instantly. I have checked the profile on my Paypal account and it still states 'buy now pay later' as my preferred option but everything I buy on ebay is deducted straight away. I don't understand why this is happening as it worked fine for a while. I have emailed Paypal and they haven't really given me any useful kind of answer (as usual!). I just wondered if anyone else has had this happen?