I'd love peoples honest opinion please.
Background: married 10 years. small children. separation on the cards. I love him, but not in the way I should. I've been stuck in limbo as I cant bear the thought of the consequences of my decision, but i may have a way out I can consider....
We live in an expensive area, selling one house doesnt give the money to buy 2, even smaller flats/houses. Cant move very far at all due to school catchment issues that I'm unwilling to sacrifice. My nightmare scenario is us living apart, across a busy city, one small house, 1 small flat, both work full time/shifts so our time with the kids would be much reduced, he doesn't deserve that. Kids would be shuffled between. Hes a great dad and I dont like the thought of them being away from me or him, they grow up so fast!
What about, we look for a property with a decent sized garden and buy/build a 2 bed annex? Theres lots of solutions online now, mobile options but all the mod cons. He has a decent space and privacy, the kids can see mum/dad whenever. Being with the kids can be much more flexible to suit our work schedules.
Potential issues:
Joint mortgage: we could keep joint account for mortgage/ joint Bill's. Yes we would remain connected financially. I have no issues with this. It actually makes me feel more secure.
New partners - yes ok, potentially awkward depending on how close house/annex is. Wed have to discuss all eventualities and set boundaries.
Planning permission etc etc I realise this all need research, as well as the issues of divorce whilst sharing a mortgage.
But, I feel so much happier with this plan, as does he, even with the potential issues. No one deserves to miss out on the kids and no one would anywhere near as much as the other options.
I fully appreciate this would not work for a lot of situations, but I love him like a brother, I feel this would be best for us all.
Am I missing any obvious reason not to do this?