Divorce finance split - is this ok? Asked to fill in a statement to ‘support’ the consent order

[Lilly239]

I’ve read some rejections of ‘consent orders’ just wondering if anyone has experience etc on this or knowledge - opinion what is to be expected or what could be rejected - below are some figures what is stated in my ‘information in support of consent order’

Applicant (me) retains the house with child and pays for all mortgage payments , upkeep , bills and insurances etc. On a trigger event either in a position in future to take over the mortgage or sell the property the equity will then after paying out costs and mortgage etc will be divided between former husband and wife 50% each equity.
No pension sharing orders.
Clean break other than me staying in the house with child and child maintenance payment.

How was this decision come to?- between the parties

Property (net of any mortgage): £12,000

Applicant liabilities:
(me) £5,000.
Respondent liabilities £28,000 (this amount is a car finance belongs to my Ex)

Pensions:
(me) £0.
respondent £190,000.00

Income:
(me) £1,800
respondent £2,300
child of family (receives child maintenance through cms)

Any thoughts anyone? Is this ok seems reasonable to not get ‘rejected’

I feel pressured to retain my home for child as I feel that is the right thing because In a couple years I’ll be in a better financial position etc

First thing us to drop that entirely.

You need to be able to house yourself and your child. And the settlement should be made with those needs in mind.

But you do not need to screw yourself over trying to retain this house. It's absolutely fine to rent and then look to buy again when you are in a better financial position. No harm will come to your child from doing so. And you will be free of a man who is lying and trying to maximise his own gains (at the expense of his child).

Ignore your ex's threats and nonsense, and get yourself a solicitor who will work to get you a proper settlement. Don't agree to any of this without your own advice.