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Is this allowed on UC?

7 replies

WingingItMam48 · 01/10/2026 15:46

Hi all, just after some advice. My son is 16 and recently moved from DLA to PIP. He used to get a lower rate mobility under DLA but now gets higher rate mobility under PIP. I am his appointee for PIP so money comes to my account and he is due to get first paymentof the new higher rate in a couple of weeks. He may learn to drive/pass his test at some point but due to his additional needs this is likely to take a while. When/if he passes the driving test he could use the money to pay for a mobility car but not at the moment.
We are on universal credit also. Am I able to transfer his pip money to his own bank account as it is money, not mine, or will this be seen as dodgy by universal credit if they asked to see bank statements. Was thinking of putting 250 per month into his account. Is this allowed?
Thanks

OP posts:
Dreamstosell · 01/10/2026 15:53

I don’t see that it would be a problem. If UC ask to see your bank accounts it can be seen that the money coming in is his PIP as the reference is his national insurance number.

Bromptotoo · 01/10/2026 16:05

Dreamstosell · 01/10/2026 15:53

I don’t see that it would be a problem. If UC ask to see your bank accounts it can be seen that the money coming in is his PIP as the reference is his national insurance number.

It's his PIP albeit paid to you as Appointee. PIP has no effect on UC except perhaps as a passport to extra cash for disability or for the Carer Element.

If, as his appointee, you're OK with transferring it to him then there's no reason for UC to be bothered.

Elieza · 01/10/2026 16:10

i’d suggest a different bank account of his to the one he uses day to day in case he starts gaming and doesnt realise hes frittered away hundreds of pounds on ingame purchases.

Bromptotoo · 01/10/2026 16:27

Elieza · 01/10/2026 16:10

i’d suggest a different bank account of his to the one he uses day to day in case he starts gaming and doesnt realise hes frittered away hundreds of pounds on ingame purchases.

Where's the evidence that @WingingItMam48's son might do that?

KitsyWitsy · 01/10/2026 16:29

WingingItMam48 · 01/10/2026 15:46

Hi all, just after some advice. My son is 16 and recently moved from DLA to PIP. He used to get a lower rate mobility under DLA but now gets higher rate mobility under PIP. I am his appointee for PIP so money comes to my account and he is due to get first paymentof the new higher rate in a couple of weeks. He may learn to drive/pass his test at some point but due to his additional needs this is likely to take a while. When/if he passes the driving test he could use the money to pay for a mobility car but not at the moment.
We are on universal credit also. Am I able to transfer his pip money to his own bank account as it is money, not mine, or will this be seen as dodgy by universal credit if they asked to see bank statements. Was thinking of putting 250 per month into his account. Is this allowed?
Thanks

I was on UC for a while.. always had my son's Pip in my account. It wasn't a problem. He doesnt have his own.

Lifewasapillow · 01/10/2026 16:35

I look after my daughters PIP. I've always included it in my savings calculations as I'm so scared of UC. I should probably let them know to disregard it then.

WingingItMam48 · 01/10/2026 18:23

Thanks for all the replies. I'm pleased that UC won't count it as my income and I transfer it to him.

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