Popping in to say '"Hi" to everyone and to wish you all a Happy New Year. I hope your Christmases went well.
I did some things right financially in 2025. I set up a separate account in the Credit Union, to save for Christmas. I saved up my Tesco Clubcard points all year, which helped with the Christmas grocery bills. I also set up a high interest building society account, to save for a long distance holiday - will take me a few years, but I'll get there.
However, my car is due for NCT in 2026 (February or March, I think). DD has been driving my car for the past year and I think it's going to need a bit of work, to get through the NCT. I don't have a special car repair fund, so I may have to dip into my holiday account funds.
DD will graduate from college in the summer. She will need to go on and do a Masters, if she wants to practice in her chosen career. But I think she's going to work for a bit first and save up to pay for her Masters.
My child maintenance payments will cease when DD finishes college. It will mean I'll by truly flying solo for the first time since Ex and I separated our finances. But it also means I won't be dependent on him in any way. Which is a good thing.
We're getting DD her own car when she graduates. We've the money put aside to get her a small, second hand car. Sharing a car has been a right pain in the arse. I don't mind her using it Monday to Friday because I get the bus to work. But then she works weekends. Either I get up early on my days off to drive her to work, or else I've no car for the day. And her boyfriend lives about an hour away, so she often goes over to him and stays overnight......
I think there are promotions coming up in work in the new year, so I'm going to throw my hat in the ring. Nothing ventured, nothing gained and all that.
My sister is getting married in May, so that will be expensive. It will involve staying for two nights in a hotel. I've half the money saved though. That's the third family wedding in three years. Nobody else is engaged, so hopefully I'll be done with family weddings for a bit.
I need to tighten my belt when it comes to groceries in 2026. No treating myself to luxury things. Or at least, less of that. Better meal planning and better use of leftovers.
I also need to spend less on Christmas in 2026. I spent a lot and I didn't feel like I got value for money. Christmas itself was over in a flash. I got some nice presents (I don't mean to sound ungrateful), but what I enjoyed most was the time off work and watching old movies on TV (I watched 'It's a Wonderful Life' last night). And the old movies cost nothing. Just a few β¬ for the RTΓ Guide (our version of the TV Times) and then I sit down with a pen and plan my recording schedule. The recordings usually keep me going for a few weeks after Christmas is over.
Have you any nice things coming up in 2026?
I'm heading to Galway to visit my friend at the end of January.
I'm meeting an old work colleague in February. She left to go to another job and I haven't seen her for a few years. We've kept in touch over the years, mainly by Whatsapp. She's a lovely person and I can't wait to see her in person and hear her news properly.
I'm going to the musical 'Blood Brothers' in February, with my Dad and my sister.
I've the wedding in May.
I'm going to the musical 'Annie' with my sister and DD in the summer (I forget the exact date). My sister gave us the tickets as Christmas presents.
That's all so far.
I'm going to get some breakfast and I'll catch up a bit on your recent news.