Basically just this, as part of my general credit clear down. I am planning on closing/ deactivating my next account. I have paid the balance off, as I tend to do every few yrs, before it slowly climbs up again. I previously tried to shut it a few yrs ago and they were v resistant to shutting the account. I've had it since I was 18yrs old I am now 42 and I just feel its a little bit too easy to have access to just order something on credit and I want it gone. Advice etc would be much appreciated.