I put my money into various “pots” in my bank account and do online transfers into my current account when I need to spend something.
an Asda delivery pass is £6.50 and I get 2 deliveries a month. I have had notification that they couldn’t take payment for it (as my current account balance is £0).
should I just wait until I need to go shopping again in order to renew it and do this all the time as I only get two deliveries a month or will they catch on and penalise me for that?