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To be so cross at the government

195 replies

Hillary17 · 03/11/2022 22:18

I honestly have no idea what we’re going to do next year and it’s now keeping me up at night worrying about our financial situation. We’ve been sensible and cut back as much as possible, got rid of all the luxuries people on here suggest to cut back on but there’s still a massive hole forming in our finances. Ours savings have been wiped by buying our first home and general cost of living over the last six months. We saved for ten years to buy our first home together, worked incredibly hard and sacrificed. It’s hardly a mansion either, your bog standard first house! Currently paying around £750 a month on the mortgage. We fixed for two years due to our jobs being a bit in flux and not sure if we’d need to move - this runs out next year and have just been quoted £1150 for our new price. How can this even be possible?! Where do the banks and government think people are going to find this extra money? We can’t even sell up and rent because there’s a huge crisis in the rental market near us and sales are bombing; we’re absolutely trapped here for god knows how long. We’re not extravagant, just comfortable middle earners who wants a normal life. I know there’s people worse off than us (I’m terrified for them because I can’t even explain the rise in our food shop or household bills) but I’m genuinely starting to think nobody cares about the middle income families. We work really hard, earn a decent amount but still won’t be able to afford to put the heating on this winter. I know I’m going to get bashed for this but I’d expect to at least be able to afford a bloody takeaway on a weekend without being in a state of panic. How is that even a situation in 2022?! I’m just so furious with the government honestly. No point to this post other than to say god help everyone who is a low income earner because if things in the middle are this bleak I dread to think.

OP posts:
AliensAteMyHomework · 06/11/2022 17:06

Winter2020 · 06/11/2022 14:28

As usual lots of "echo chamber" comments from remainers about how everyone regrets Brexit and should "campaign" to rejoin.

We are facing the same problems as the rest of the world with energy prices causing inflation, and the knock on effect of energy prices affecting the price of everything we buy or do.

Add on a war restricting the supply of energy (and some food stuffs) = more global pressure on prices and supply.

Some gung ho ideological economic policy lifting mortgage rates rapidly and causing more financial pain.

But remainers still trying to make everything Brexit, Brexit, Brexit.

You might be able to pontificate about macro economic effects on your mumsnet 100k income but for people who work in care, retail and hospitality labour shortages added to by Brexit at least mean a slight upward pressure on wages and terms and conditions. Basically at least in these times of global cost of living pressures we can get work. If our employer won't give us anything but a zero hour contract we can look around for one that will.

People on here talking about "campaign to rejoin" because of their cost of living pressures with 5k a month coming into their households could try "campaigning" for carers to be given stable contracts and enough mileage money and wages to be able to afford to run a decent car to get to their calls. Maybe that would ease the recruitment crisis somewhat.

Remainers like to endlessly accuse leavers of racism but seem to be happy to have groups of people living in unsanitary conditions overseen by gangmasters as long as they can buy a cheap cabbage.

People on lower wages deserve to earn enough for a decent quality of life and to have reliable work and terms and conditions too and remaining wasn't providing that for lower earners.

If we had a vote on rejoin you might find - just as last time- that remainers are just the ones with the loudest mouths.

I haven't seen anybody post about rejoining the EU? Delusional nonsense post devoid of any factual analysis or economic insight as is usual from your ilk.

AliensAteMyHomework · 06/11/2022 17:07

If you want to earn a decent salary and have a decent standard of living then leaving the single market and continuing to support that insanity is your own downfall.

AliensAteMyHomework · 06/11/2022 17:08

You might find it hard to accept the truth. But that doesn't change facts I'm afraid - as you were told beforehand - so suck it up. You won. Here are your consequences. Enjoy it.

AliensAteMyHomework · 06/11/2022 17:12

We are facing the same problems as the rest of the world with energy prices causing inflation, and the knock on effect of energy prices affecting the price of everything we buy or do.

Nope. Read the thread. Or any number of economic analyses which show how much worse our situation is than it would be from external pressures alone. Directly caused by Brexit.

You can deny it all you want with your vitriol but if you voted for Brexit you have voted for your own poverty. It's no use blaming other people, and you'll get little sympathy demanding that they pay for your poor decision making.

luckylavender · 06/11/2022 17:18

Winter2020 · 06/11/2022 14:28

As usual lots of "echo chamber" comments from remainers about how everyone regrets Brexit and should "campaign" to rejoin.

We are facing the same problems as the rest of the world with energy prices causing inflation, and the knock on effect of energy prices affecting the price of everything we buy or do.

Add on a war restricting the supply of energy (and some food stuffs) = more global pressure on prices and supply.

Some gung ho ideological economic policy lifting mortgage rates rapidly and causing more financial pain.

But remainers still trying to make everything Brexit, Brexit, Brexit.

You might be able to pontificate about macro economic effects on your mumsnet 100k income but for people who work in care, retail and hospitality labour shortages added to by Brexit at least mean a slight upward pressure on wages and terms and conditions. Basically at least in these times of global cost of living pressures we can get work. If our employer won't give us anything but a zero hour contract we can look around for one that will.

People on here talking about "campaign to rejoin" because of their cost of living pressures with 5k a month coming into their households could try "campaigning" for carers to be given stable contracts and enough mileage money and wages to be able to afford to run a decent car to get to their calls. Maybe that would ease the recruitment crisis somewhat.

Remainers like to endlessly accuse leavers of racism but seem to be happy to have groups of people living in unsanitary conditions overseen by gangmasters as long as they can buy a cheap cabbage.

People on lower wages deserve to earn enough for a decent quality of life and to have reliable work and terms and conditions too and remaining wasn't providing that for lower earners.

If we had a vote on rejoin you might find - just as last time- that remainers are just the ones with the loudest mouths.

This is such a smug post. And completely factually incorrect.

walkinginsunshinekat · 06/11/2022 17:24

@Winter2020
Anyone campaigning to rejoin is crazy, the EU don't want a country with a failed economy and far right govt, intent on destroying what little we've got left of our public services.

But we could ask to join the Single Market, it would help exporters, easing trade and boost GDP ? Clearly being out of the EU hasn't secured borders or reduced migration, in fact we have higher immigration than ever.

The idiots that don't see this are like the NRA in the US.

Winter2020 · 06/11/2022 17:27

@luckylavender
What's factually incorrect?

AliensAteMyHomework · 06/11/2022 17:30

Winter2020 · 06/11/2022 17:27

@luckylavender
What's factually incorrect?

Pretty much all of what you wrote. Read my posts on the thread and then let us know what you still don't understand.

Sorry @luckylavender for answering for you but I'm so sick of these idiots.

Winter2020 · 06/11/2022 17:32

And the low wages and poor terms and conditions (zero hours) go back a lot further than Brexit - so they definitely weren't caused by it were they?

Vitriol? I think that's what's directed at Leavers! Who don't constantly bring up Brexit except in response to remainers!

It's vitriol to say I'm glad carers, hospitality and retail workers are now a little in demand pushing their wages up a little?

Winter2020 · 06/11/2022 17:35

Like I said echo chamber of vocal leavers but you weren't in the majority then and may well not be now - you just silence any other opinions. Look at the pile on now from a simple expression that I am glad labour (as in the lower paid workforce) is in demand.

luckylavender · 06/11/2022 17:41

@AliensAteMyHomework - not at all. Thank you!

luckylavender · 06/11/2022 17:44

Winter2020 · 06/11/2022 17:32

And the low wages and poor terms and conditions (zero hours) go back a lot further than Brexit - so they definitely weren't caused by it were they?

Vitriol? I think that's what's directed at Leavers! Who don't constantly bring up Brexit except in response to remainers!

It's vitriol to say I'm glad carers, hospitality and retail workers are now a little in demand pushing their wages up a little?

Be honest. If Brexit were a success we wouldn't still be talking about it so you wouldn't have to defend it.

AliensAteMyHomework · 06/11/2022 17:47

Winter2020 · 06/11/2022 17:35

Like I said echo chamber of vocal leavers but you weren't in the majority then and may well not be now - you just silence any other opinions. Look at the pile on now from a simple expression that I am glad labour (as in the lower paid workforce) is in demand.

Who gives a fuck about your 2% majority when everyone is now being asked to stump up £50bn of tax rises and service cuts to fund your pet project?? When all of that poverty and misery could be avoided by a £40bn gain from rejoining the single market. Cold and hungry people just for your ideology, and someone else should fix it. Delusional at best, psychopathic at worst. Which are you?

SusiePevensie · 06/11/2022 17:53

If Cameron and Osborne had taken advantage of super-low interest rates (so low that the UK government was in effect being paid to borrow money) and invested it in renewables and insulation instead of wasting the opportunity on self-defeating austerity...

AliensAteMyHomework · 06/11/2022 18:03

SusiePevensie · 06/11/2022 17:53

If Cameron and Osborne had taken advantage of super-low interest rates (so low that the UK government was in effect being paid to borrow money) and invested it in renewables and insulation instead of wasting the opportunity on self-defeating austerity...

Yep!

Winter2020 · 06/11/2022 18:09

psychopathic I guess? You lot are mad!

AliensAteMyHomework · 06/11/2022 18:11

Winter2020 · 06/11/2022 18:09

psychopathic I guess? You lot are mad!

Nope. That would be you. To create a situation then complain about it is the definition of madness.

Winter2020 · 06/11/2022 18:24

I am literally not complaining.

I am literally saying employers competing for labour is good for lower paid workers such as care, hospitality and retail.

It pushes up our wages and terms and conditions.

The cost of living/energy crisis is a global issue. People are not "cold and hungry" because of brexit.

I am saying "this is good though" (the demand for labour) and being told "stop complaining"

This is like having a conversation with a bag of monkeys.

AliensAteMyHomework · 06/11/2022 18:27

Winter2020 · 06/11/2022 18:24

I am literally not complaining.

I am literally saying employers competing for labour is good for lower paid workers such as care, hospitality and retail.

It pushes up our wages and terms and conditions.

The cost of living/energy crisis is a global issue. People are not "cold and hungry" because of brexit.

I am saying "this is good though" (the demand for labour) and being told "stop complaining"

This is like having a conversation with a bag of monkeys.

God the naivety. Pushing up their wages? By what, if they are lucky 5% while inflation rockets at 10% because Brexit has sunk the value of GBP. So on paper they've had a payrise (yay!) but actually they are poorer because their food and energy costs far more because we import them and GBP is worth less. Then the BoE has to raise interest rates so their mortgage costs rocket. Wait 12-24 months until those feed into private rents when the landlords refinance their mortgages.

Well done. Brilliant improvement in living standards.

Brexit was always going to fuck the worst off the most.

AliensAteMyHomework · 06/11/2022 18:28

The bag of monkeys chattering inside what purports to be your brain have a serious mental impairment.

Winter2020 · 06/11/2022 18:34

"while inflation rockets at 10% because Brexit has sunk the value of GBP"

Brexit is years ago now and high inflation is recent. High inflation is also affecting other economies. If the inflation was caused by brexit you would be right. It isn't.

AliensAteMyHomework · 06/11/2022 18:41

Winter2020 · 06/11/2022 18:34

"while inflation rockets at 10% because Brexit has sunk the value of GBP"

Brexit is years ago now and high inflation is recent. High inflation is also affecting other economies. If the inflation was caused by brexit you would be right. It isn't.

Jesus Christ.

Look at the currency charts. Look at what happened to GBP as a result of Brexit, against EUR and USD and pretty much every other currency.

Those effect persists years later: that relative value was never recovered since the referendum vote.

Of course recent events have had an awful effect. Why are people so stupid that they cannot understand that this totally self-inflicted damage left us in a weaker position going into Covid/ Ukraine situation, and that if we had no done that to ourselves we would not be in such a dire situation now? It's not difficult to grasp. I am exasperated that anybody who is an adult could genuinely not be capable of grasping this. Or maybe they are and this is just more deliberate gaslighting from people who do not want to admit the truth.

Horrible economic downturn: yes
Uncontrollable factors such as war and Covid: yes
Do we have to shoot ourselves in the foot and give up £40bn per year of tax revenue, then tell people to live in poverty to fund it?: NO.

AliensAteMyHomework · 06/11/2022 18:43

Did we have to increase our balance of ayments deficit from 2% GDP to 8%?

No.

Did we have to trash our export market?

No.

Did we have to make imports more expensive for basics like food and fuel when we are not even 50% self sufficient in these areas?

No.

Did we have to devalue our currency so much that we have to raise interest rates really fast so that the value of GBP doesn't collapse entirely?

No.

AliensAteMyHomework · 06/11/2022 18:45

Winter2020 · 06/11/2022 18:34

"while inflation rockets at 10% because Brexit has sunk the value of GBP"

Brexit is years ago now and high inflation is recent. High inflation is also affecting other economies. If the inflation was caused by brexit you would be right. It isn't.

W^HY would you make this worse than it has to be, on purpose?
^
THAT is the question that you need to answer. Other countries aren't actively self-sabotaging.

Winter2020 · 06/11/2022 18:49

Many people in retail care and hospitality would be in a more dire situation if they couldn't get the hours at work and there was no upward pressure on wages because of a pretty much limitless supply of people willing to work for poverty wages during this cost of living crisis. Which would still exist regardless of brexit.

I'm bowing out now because this is getting pretty boring and not just for me I'm sure.

I respect other people's right to an opinion and welcome respectful debate but I don't think the same can be said of others on this thread and it does appear to be a remainer trait hence why leavers just keep their gobs shut and get on with it.