Not an ad for Stepchange, I promise! I got myself into a financial mess three years ago, all of which was my fault but which was compounded by deciding I was going to start my own business and then realising that I was terrible at being self-employed and actually asking people to pay me (therapist)! At it's worst I owed almost £60k and was burying my head in the sand and pretending it wasn't there.
I'm not sure what made me decide I had to face it but I contacted Stepchange after reading about them here and they sorted me out a debt management plan. I then took on a third job to enable me to pay my monthly payment (£1800) and have a little bit left to spare afterwards.
On 10 May I made my last payment after three years of monthly payments, and ever since I have been floating on air. When I got paid at the end of May the knowledge that I had no debt and would never have that sick feeling again was unbelievable.
Not sure what I wanted from this post - maybe just to let those of you know that are struggling and scared that there is light at the end of the tunnel and Stepchange can help you, you just have to take the first step. I hope this helps someone.