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Cost of living

Stretching your budget? Share tips and advice to discuss budgeting and energy saving here. For the latest deals and discounts, sign up for Mumsnet Moneysaver emails.

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Original poster

I cant afford my train ticketsfor work

147 replies

Archifly · 06/09/2017 17:57

I have just moved house (we got a mortgage) and have had loads of extra bills etc to pay the past week. On top of that our first mortgage paymentcame outtoday which is more than usual as it includes initial interest.
I live in preston and work in cumbria - a 40 minute journey and 12.70 train fare (with a railcard). I am working here until 22nd september and start a new better paid job on 25th september -the problem i have eis i cant afford to get to my current job for the next 2 weeks, let alone my new job!
So depending, I have no idea what to do!
Any ideas???

OP posts:

HCantThinkOfAUsername · 07/09/2017 00:21

Have you family to help?.good luck getting an advance hopefully :)
I hope things are sorted with your dp.

VeryCunningStunt · 07/09/2017 01:21

no i only joined this evening!

MN wouldn't be my first port of call if I needed financial advice. MSE is probably a better bet.

www.moneysavingexpert.com/

GorgeousLadyOfWrangling · 07/09/2017 01:30

liftshare.com/uk

Pallisers · 07/09/2017 01:38

take something from your abusive partner, sell it and use the money to get to work?

Then take something else even more valuable, sell it, and use the money to start your new life without him. Do you really still sleep with a man who won't help you get to work? Why?

And in case people think I am joking, I wouldn't hesitate to take something from a man the OP describes - in order to get to work and get launched - including cash from his wallet.

LynetteScavo · 07/09/2017 06:34

OP, why are you with a man who refuses to help you?

Have you tried asking him how you should pay your train fare? What does he tell you to do?

You do realise this isn't normal behaviour from a partner, don't you?

fucksakefay · 07/09/2017 07:06

This reply has been deleted

Message withdrawn at poster's request.

PollytheDolly · 07/09/2017 07:14

If you didn't pay towards the bills this week and next, what would your boyfriend do??

Of course, let him know first but I'd just do it.

Oliversmumsarmy · 07/09/2017 07:46

Do you pay tv licence by direct debit each month? If so check if you can cancel that and don't watch tv for the next month or 2 That amounts to only one days travel.

Cancel a direct debit or 2 then call them later (when you have the money) and apologise that you cancelled them by mistake. Just make sure you don't go a month over and it should not affect your credit rating.

Then Run Run Run as far away from this tight b***d as you can.
This relationship will only bring you stress and bad feeling and wear you down if you stay.

Answer this hypothetical question. If you won the lottery/inherited a large amount tomorrow would you share the winnings with him. I.e. Buy a new house, car holidays etc or would you tell him he had to stump up half the money or would you only buy a house he could afford and go on holidays he could afford. Then turn it around and ask what would happen if he won the lottery/inherited a large amount. Do you think he would share.

Original poster

Archifly · 07/09/2017 08:08

Oliversmumsarmy i think that lottery question hits the nail on the head! i think im just so used to it now i dont really realise what a problem it is until im in a situation like this

OP posts:

bananafanana1 · 07/09/2017 08:24

Do albermarle &bond still cash cheques? I used to do that loads as a student! Hope you're ok op

Member652554 · 07/09/2017 09:12

If you have just come out of university... Do you not have an interest free overdraft on your graduate account?

Bit strange to think you have been accepted for a mortgage but can't have an overdraft arrangement or credit card due to "no credit history" ..

Are you actually expecting people do offer you money Op?

Also who is the the "we " in the question? If this includes another adult e.g. partner, have they got no money either ? No chance of credit or overdraft facilities ?

Member652554 · 07/09/2017 09:12

If you have just come out of university... Do you not have an interest free overdraft on your graduate account?

Bit strange to think you have been accepted for a mortgage but can't have an overdraft arrangement or credit card due to "no credit history" ..

Are you actually expecting people do offer you money Op?

Also who is the the "we " in the question? If this includes another adult e.g. partner, have they got no money either ? No chance of credit or overdraft facilities ?

Manclife · 07/09/2017 10:01

@Pallisers

Advocating theft (however nasty the person is stealing from) is unlikely to make things better. In fact it'll make it worse as a) it's illegal and could result in a criminal record and b) will give ammo to the parter to cause problems.

KweenOfFarts · 07/09/2017 10:33

Yes I was joking @fucksake. There have been lots of helpful suggestions made by others some which some have been ignored. Yet make a bloody ridiculous like walking gets a response. I had to phone up company as them taking mere .02p caused £15 bank charge as only transfer the amount bill should be. They refunded me my bank costs. Same as if council tax took 2 payments I'd be on the phone questioning why and if they fucked up I'd be letting them know shit they have caused. I give up even with the ridiculous suggestions now.

Lokisglowstickofdestiny · 07/09/2017 10:37

Zopa - peer to peer lending to help you out of short term situation.

GruffaIo · 07/09/2017 10:43

OP, not directly on point but it would help me to understand if you could answer the following: Are you married? (If you are, it's less important if only one of you is on the title deeds). Otherwise, are both you and DP named on the title deeds as legal owners? 50-50 each?

If he won't help you, and you're not married, I'd encourage you to make sure ALL bills are split 50-50 because it sounds like he's taking advantage. If you did that right now, would he owe you money that you could use for transport? Perhaps suggest that to him?

drspouse · 07/09/2017 10:47

it sounds like he's taking advantage

Too right he is!

Oliversmumsarmy · 07/09/2017 11:07

Member the op has already said she doesn't want people to give her money and the We is a partner who won't lend the person he shares a bed with train money even though he has more money than her.

Barbiessharptoenails · 07/09/2017 11:24

They always say that regardless, olivers. It's not like they will post and say OOH YES I DID POST FOR MONEY HAND IT OVER

VeryCunningStunt · 07/09/2017 11:35

They always say that regardless, olivers. It's not like they will post and say OOH YES I DID POST FOR MONEY HAND IT OVER

Indeed. Offers of, and acceptance of, money always happen by PM otherwise the thread would get pulled.

AdoraBell · 07/09/2017 19:11

I hope you've got something sorted OP

Longer term, your DP is financially abusive, as you seem to realise. Once you've got the immediate issue sorted I suggest you speak to Women's Aid and get some legal advice.

SteampunkPrincess · 07/09/2017 21:40

Walk??? She works miles from home!!!

I looked into that when i first started. Its only 2 stops away so theres no difference in the price.

I live in preston and work in cumbria - a 40 minute journey and 12.70 train fare (with a railcard)

think you have to phone in sick for the 2 weeks then

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