Morning all, I am still in bed but have been out to get dd to school!!
Am a bit fed up as its payday but have just looked online and it wasn't as much as I was hoping for, need to check my payslip as I should have had a wend and two bank hol payments so was hoping for a bit extra that and the fact that I was £110 overdrawn. Was really hoping for a better month in February.
In theory it should still look better so here is my budget.
Total in £1780
Direct Debits
Mortgage/ Rent £543
Various insurances (life, pets, contents etc) £80
Council tax £89 (although ? doesn't come out in Feb - March)
Everything else (phone, Broadband, Utilities, car tax, RCN, childcare etc) £313
Savings £200
Total - £1225.
Left £555.
Budget
£200 food and other supermarket spends.
£100 petrol (this is an estimate but will try and keep track a bit better this month!)
£50 hair cut for me and dd over half term, its been at least 6 months since my last cut!!
So £205 left for anything else, in theory this should be plenty but there is half term in the middle of Feb to consider. That said I can't think of any big spends now that dds birthday is nearly out of the way (party and gifts all paid for.)