Gosh, I've not had time to post for the last couple of days... have just about managed to keep up but this thread moves fast!
First, welcome to the new people. This is a lovely thread.
Girlie it's good to know someone 'gets' DS's sensory problems. It's such a pain but not his fault, same with your DD. I usually take clean clothes but on Friday it was so cold I knew I wouldn't change him outside anyway so I didn't bother. My main worry is how this will be managed at school - he will
Just take his clothes off if he gets wet and will be very anxious indeed. Will make sure it is covered in his EHCP.
Snuggly logically I would think that it is best to overpay the mortgage. Whether your house loses value from here or not you will still have more equity if you have paid a bit down - your cash will be the gap between your house value (out of your control) and your remaining mortgage (which you can reduce or not). It only makes sense to do otherwise if you either need easier access to your savings or if you can get higher interest on a saving product than you are paying on your mortgage. Not usually the case but depends what is available when you take out the product.
Northender I thought I recognised your football scenario as my dad is a die-hard fan of a team that had a surprising draw today against a much stronger team from far north (his team is from his childhood home town, hence the passion!). However, I am confused by the reference to your user name now... so not sure!
I am afraid I can't remember all the posts I have read, as things are moving so fast! I am a bit envious of you exercisers Need and Girlie because I haven't found anything I enjoy, ever. I'd love it if I actually felt enthused by any exercise /sport but I. Just. Don't.
NSD yesterday - spent the day at home trying to sort out some junk for selling or donating. We need to clear stuff out to make room for the baby. On Friday I spent quite a lot (over £200) on a proper filing cabinet, hanging files and a few bits for DS. Also a rotating cake stand for myself (using an Xmas amazon voucher) as I decorate more cakes nowadays with kids about and I always wish I had one to make the job easier. There were also karaoke and dinner spends, less said the better.
Oops, and yesterday wasn't an NSD. Ocado, c £90. Really must start bringing that down.
Today WAS an NSD. We took DS to a train club aimed at kids with ASD. They had some Hornsby sets all set up and going, and lots of toy track of various sorts for the kids to play with. It was completely free and DS even had a couple of Cadbury fingers out of it, to his great delight. It's monthly so I expect we will go whenever we are free.
This afternoon I dug out the box with my maternity clothes in. I don't fit into anything except leggings now so getting desperate! With all of that lying around in various states of laundering, plus a major decluttering job started but nowhere near finished, we are currently living in a bomb site! I expect it will really get me down soon if I don't tame it all. That's my task this week.
In the meantime I feel soooooo fat. I look massive but not pregnant yet. I hate this stage 
.