Welcome to more new people.
Cag, I would keep £1000 for emergency savings and use the rest to clear overdrafts, or at least one of them, personally. You never feel as if the money is yours, if some of it always has to pay off the overdraft.
Genie, I would say it's either that or a few other things he wants, but that you think are better value. Give him a while to think about it
with a bit so luck he'll forget before December. I'm going to try an Iceland delivery soon, now that my Sainsburys delivery pass has run out (expecting my final free delivery on it tomorrow), so I'll report back, but I would say the least processed food is probably of good quality and the most processed probably isn't; same with everything.
Another NSD, so 3 in a row. I copied Trying this month and plotted them on my tablet calendar, as I don't know how many I have in a month, despite usually listing them on here. Anyway, I have had 11 for the whole month, so quite happy with that.
Collie, as long as you have time, apply for that job! Go on; you know you can do it!