Cake is amazing mummy
How we do our finances has changed & this has helped to ease arguments a lot. We've a joint account since Jan 15 all bills for house & dc come from this we each transfer an equal amount weekly when we get paid. I manage it in ynab.
We've our own current accounts into which we get paid out of mine I do my transfer to joint acc & pay my car tax & insurance, diesel, clothing, weekly newspaper, beauty & hair, fun money, contact lenses & mobile phone bill.
We've a savings account for bigger bills which I also manage eg Christmas, wood pellets etc
I've savings in Christmas club at work too.
We went looking in a car dealership yesterday so I could show dh a particular car he wasn't familiar with. It wasn't there but we found a car that's perfect for me it has everything I require in a car, high spec, low mileage, big boot, tow bar (used once yearly to bring home turf), cheap to tax (190 vs 710 for current car)and will cost half the price of the one I test drove on sat & is much more affordable. It's 2012 & 1.6 diesel, the loan I have with credit union currently is repayable at €70 weekly, this would come in at €66 weekly but I plan to repay €90 weekly in order to pay it back a year earlier & save interest. Very happy as its 7 years younger than my current car. We will sell au pairs car(2002) for cash then maybe €1000. Dh said we'll put that off my new car loan but I think half each against our credit card debt as its higher interest.
We will keep my car (2005) as its never cost anything to repair thus having two good cars & dhs troublesome van!
I'm so 


Hopefully kittycatface will settle soon, my father had a dog who had obviously been mistreated before, he'd walk happily with you if you'd your hands in your pockets if you took them out he scarpered. He did come around to my father but remained cautious with everyone else.