I've been lurking on this thread for a while, but am now coming out of the shadows...
We need to get a grip on the budgets as I've been covering maternity leave in work at a Grade above my usual pay, but this comes to an end at the end of the month and so I need to tighten the household belt.
We are a family of 5 - me, DH and 3 DC aged 13, 11 and 9. The things that work against us sticking to budget are the fact that DH and I both work FT which doesn't leave a lot of time for cooking, the sheer volume of food that growing teenage boys eat and the number of activities that my DC do.
September is cheque writing month, I've just paid out for Brownies, rugby, football x 2, trumpet lessons, piano lessons, violin lessons, drama club... I just hope all of the cheques don't come out of the bank on the same day!
The only money that I actually spent today was £10 for my weekly travel pass, plus just under £60 for an online Tesco shop (which is coming any minute). I have meal planned to the minutest detail, and both DS1 and DS2 have switched from school dinners to packed lunches as the prices have gone up again and I refuse to pay £2.10 for a bowl of pasta and tomato sauce!