July Frugal thread, Just chatting and saving.

[Fluffycloudland77]

Everyone welcome.

Agree with ItsAll although also think kids benefit from just hearing 'No' every now and again I reckon at 5yo they can grasp the concept that you have a set amount of money and if you spend £55 on a toy that means no food shopping for the week or similar.

I am South West and the shared ownership properties I have been looking at are about £70 000 for a 50% share, thats for a new 2 bed place. I am hoping once my hours have been increased this will be feasible although no idea if it will in reality or not! There are smaller towns local to us where properties are a lot cheaper but they are not where I would want to live!

Its the wend should be a low spending one, have got my dads wifes 60th party tonight, may need to pick up a few food bits but not too much. Planning on decorating my kitchen next week so need to work out how many trays and rollers I have stashed away!

Need we can't do need to acquire because we're in a protected rural area shared ownership £88k for a two bedroom flat and that's the only thing available nearby

Well have won MN tickets to a kids experience event at Westfield shopping centre today.

Very excited about going, very unexcited about spending £9 to park or prospect of being pestered to buy things at other shops
(Hope I don't sound ungrateful MN, we are looking forward to the day!)

Packing picnic to save on lunch.

It seems you have two options. Decide if owning is really that important to you or moving to a cheaper area.

collie that's outrageous.

We have moved to SW nearly 3 years ago because my OH is Cornish and wanted to move back home after he retired from the police. We bought a lovely 3 bed cottage so he could stay at home but after one wet winter with 3 noisy kids in the small house he had enough and we have moved again less then a mile up the road to our current house.
But bigger house means bigger mortgage and since I have lost part of mine income because of the move to SW he had to go back to work full time and now has less time to do his scuba diving etc which was the main reason to move down here.
I work from home as an interpreter and translator but I have been looking for another job but it's not easy

Part of the problem in the sw is the holiday lets. We go to Dartmouth if we can afford it and after checking all the holiday sites and owners direct I've come to the conclusion that 90% of Dartmouth is holiday lets.

It pushes prices right up if someone can buy one and make £500 a week off it off peak and £2000 a week in regatta week.

YY to the holiday lets as well.

If I'm remembering right, the SW has the biggest gaps between average wage and average house prices in the country.

Ooh eel is that the Kidzania thingy? My DD is going to that in September as part of a home ed trip :) looks really good, although I'm quite relieved I can't go myself (working) as it means I only have to pay for DD's entry/travel/lunch rather than all of ours!

OMG Collie just seen your post about the job advert. There is no way that can be legal?! I thought you can only discriminate when it was genuinely necessary (eg strength for a job where you lift heavy stuff, or only women for a female role in a show...) that is horrendous. All the people who are disabled and probably now forced to find work thanks to all the cuts to benefits, seeing that advert and feeling like absolute shit :(

And thank you very much everyone for the kind words

I am feeling slightly more human after I had a decent lie in today, thanks to DCs just getting on with playing rather than waking me up. I actually overheard DD telling DS "let's make sure our room is tidy so Mum can see it when she wakes up" :)

Just coming on to remind people there's a school uniform bank thread over on Credit Crunch, where lovely mumsnetters have been listing their spare and unwanted school uniform and then sending it (post-free!) to whoever asks.

Brilliant for getting things that have been grown out of, rather than worn out

Yes it's Kidzania Fuzz! Although we're at a standstill at the mo on the M11

Oh no! Hope you get there on time!

Collie that job advert is shocking and depressing in equal measures.

If you are thinking about getting back into work but not sure if your health is going to be a problem then maybe some voluntary work or work experience? Otherwise maybe joining an agency so you can work on the days you feel well?

I suffer with various health issues, IBS, anxiety, headaches/migraines but actually find work is good for me! The tiredness is a problem though as find on the days I work I am fit for not much else. My anxiety is worse weirdly at the thought of having 3 weeks off as I have to step outside of my comfort zone and try different things!

I did it through a local charity that specialises in getting people with MH issues into or back into work. It was partly run by our PCT. I'm sure there must be ones for physical issues as well because I got the idea of going to see them from soomething I'd seen on TV.

If you can get to a job centre, making an appointment to see their Disability Employment Advisor might help. Are you in the SW?

That's awful collie, I would be out for sure!

Wish it was that easy fluffy!

It keeps threatening to rain then brightening up. Not sure it's worth hanging the washing out