Hi ladies
We have been living beyond our means and I am determined to do something about it. Spent the whole day going through every bloody cupboard etc and stocktaking. Horrifying how much being disorganised has cost us! So many items I have replaced because I have no idea if we have one already or where it might be. We have four tubs of Vicks bloody vaporub in four different places! 
I have also started a spending spreadsheet.
Anyone else in a similar boat? We could offer moral support to each other?