Stampeding through a sensible, scrimping September!

[PeoniesforMissAnnersley]

Thought I'd do the honours

With kids back at school and autumn weather drawing in we all need a very sensible September. I'm putting up my thermal curtains and refusing to put on the heating until October. Who's in?

Starting to wish it was pay day, which is next week

Cheap day yesterday, not so much on Saturday.

It was DS's birthday, I have budgeted for him and 3 mates to go to Blackpool pleasure beach (2 hour drive) with DH. He gave them £30 for lunch (not budgeted)

DD wanted to go shopping with her mate. I used M&S drinks vouchers to sip coffees in the cafe (I have a M&S card, you get free drinks vouchers by the bucket load), but did pop to Primark and spent £65. I seemed to buy about 4 million things for £65, which DS in particular did need. Not budgeted for though.

The worst part - I drove into the city and parked in an area that I don't normally do park, as I got stuck in the one way system. £16!!!!! £16 to park for just over 4 hours, which was just crap planning.

Bottle of Vodka bought yesterday, to make blackberry Vodka, I have so many blackberries it's untrue. I made it last year and it was yummy, but not strictly needed

What do they think it is MissA?.

I've just bought a reed diffuser from TK MAXX, it was £12.99. On the manufacturers website it's £60.

I cannot even imagine spending that much on air freshener! I ummed & aahhed for ages about spending the £13.

needastrongone I've seen that many are getting ready to start the blackberry vodka, and I'm desperately trying to ignore. It sounds so lovely, but I'd just end up drinking it at some point (not all at once obviously, but still....). I need to figure out who I can "gift" some to, so make them a bottle and ME a bottle.

I'm joining. I have £10k of credit card debt to clear in 6 months so we can borrow some money to do our extension. DH is not as good at being onboard so I will nag him tonight!

fluffy the theories currently are:

1. an abscess in the scar tissue around my (burst) appendix which is periodically bursting and filling abdomen with pus
2. bacteria left from burst appendix creating infection and pus
3. potential issue with the metal clamp used to close my appendix site - this is an unusual closure method, usually it's just stitched

Poor you MissA! None of those options sound good. I hope a remedy is found soon and you feel better.

£9.70 on nappies and breastfeeding pads. Money seems to be vanishing quickly but it's all essentials

Hello nikki, welcome aboard. Do you have a plan for clearing your credit card? If not we'd be happy to help.

Well have had a shocker of a day money wise!
I need a dress/something to wear for a big party in nov.
Tried in several in a shop.
Found one I liked.
Looked at the price tag...£140!!!

So spent £15 at lush for shower and bath stuff for the dc.
Then £24 in accessorise on 2 stocking filler gifts for them :)
Then £5 in next on some body spray for me.
Oh dear.
Epic fail today...even though I didn't buy the dress! :)
Missa...gosh, all of those sound pretty grim. What's the plan of action now?
X

I'm actually hoping it's option 1 as although not v nice it is v treatable and clear.
nikki check out Dave Ramsey's website for debt snowball method of paying off CC debt, we paid off c. 8,000 v quickly using it.

Option 1 & 2 would be easiest. Will your health ins pay out for nhs stays?.

Bad have you heard of girl meets dress? It's online dress hire. Nice ones, not the ones like my dry cleaners hires out.

Welcome Nikki

I will check that out. Thank you.
That's the thing...I don't go out much and I want something I am At least likely to wear again..
Have seen a skirt and top I like - but they come to £165!! :0

No, I don't either. I'm looking at eBay for a dress but if it was a big do I'd hire.

Otherwise I buy them and the WHOLE family's seen me wear it and obviously I can NEVER wear it again. Which dh never understands.

Badvoc - I am the same as you. Years ago, if I wore an expensive outfit just the once then I didn't care, now I need to 'get the wear' from it

nikki - Hi, and welcome.

peonies - bloody hell, poor you. Sounds awful.

Pulled gammon for tea, made yesterday with salad and home cooked wedges. The cooking frugally I can do very easily as I love to cook

Just wish the rest of the family liked vegetables and beans as much I wanted them to DH doesn't think it's a meal unless there's meat in it!!

Oops - posted too soon. badvoc - I got a lovely and surprisingly good quality dress from Oasis for a wedding in the summer. This will do for the New Year too, 'to get the wear'. Very pretty, electric blue.

Just spent £6 something in corner shop on sweets and coke. --emergency-

Am looking on e bay now.
Also checking out next online.
I hate shopping!

Poor Peonies, wishing you a speedy recovery

Hi all

I did lose the plot between Thursday and today so I haven't tracked my spending which I am annoyed with myself as my spending diary is not entirely accurate. I'm going to try and write stuff in a notebook if I am out and about or don't get the chance to put it in my spreadsheet straightaway.

Pay day today (THANK GOD) because it has been a ridiculously long and spendy month (30 days, but 5 weekends). Budget ended up like this
Petrol: £156 budgeted - £155.99 spent
Groceries: £400 budgeted - £273.30 spent
Everything else: £137.63 budgeted - £371.42 spent
Overspent by £107.08

However I do also have some debit card payments to come off my account by the looks of it so it will end up being more.

New budget
Petrol: £156
Groceries: £350
Everything else: £289.66

Spends today
£1.00 on a 2L bottle of pepsi Max (CASH)
£140 on half price tickets to WWE but I am going to pay £70 this month and £70 next month.

So, will have to be a bit frugal. I have a birthday party to go to on Friday night and four birthdays this month :-( so my everything else budget will take another hammering. Must be frugal.

badvoc I feel your pain, I hate shopping too bought a dress earlier this year, it has done me two weddings so far and will do one more in Oct.

peonies wishing you a fast resolution to your pain.

£3.40 ish on calpol 6 plus for dd and some ibrufen for me, hope we aren't both coming down with something but feeling a bit rubbish

£5.50 to the after school club.

Can't spend a penny till thus now!!

LSD as needed onions, tissues and own brand lemsips - we are all laid low with colds here. But had a frugal day yesterday, froze five bags of cooking apples and made a crumble from apples from my Dads orchard. Hope they sort you out, Miss A.

Bad- have you looked at TKMaxx online for dresses?

I think we'll fill this thread this month just halfway through the month & we're almost at 600 posts!

574ejones snap with the apples, have a great crop this year so tarts and crumbles are on the agenda for this week. Meeting friends thurs eve & they've agreed to come to mine, all I'll need to purchase is cream to go with the tart.

Never knew tkmaxx was online!

furcoat good luck with your application, hope it is successful for you

MissA I do hope they can sort you out soon, living in constant pain is just so wearing

nikki welcome

girlie how old is your DD? I found calpol 6 plus so expensive so as soon as DD could swallow tablets I gave her ordinary paracetamol tablets, I just used to give her one tablet but I remember that was the same dosage as 2 teaspoons of the calpol 6 plus. I was lucky as she was fine with tablets and I know some children are not very keen to take them. Hope you both feel better soon - I think it is the back-to-school bugs that are about.

Badvoc it is so hard isn't it when you need something for a certain event. I hate that sort of pressure! Hope you can find something soon.

LSD today - just bananas and bread.

I wasn't going to, I can if you want though.

I didn't want to nag. I know I nag a bit sometimes.

£47 in vets & £3 change to the local cat rescue and the practices trap, neuter and release scheme they run in Romania.

Nipped to corner shop for butter and razors, just under £4.

Will be spending £5 in creche tomorrow. Im meeting a friend afte lunch in the park so plan to take drinks and snacks.