Offer to pay back in installments refused

[MrsWickens]

Due to job loss I cannot pay the minimum payment on my credit card. I have offered a payment of £5 a week but this has been refused. What can I do now?

Go to Step Change for advice. They are fantastic. Good luck.

Agreed. Credit card companies will be much more inclined to agree a payment plan if they can see you've sat down with a debt advice organisation to work out your budget, look at ways of increasing your income and prioritise your debts.

Oh, and don't go to an organisation that charges for debt advice. Step change, cab, cap etc are all free.

Come and find some moral support on the massive debt thread

Thank you for replying. I will definitely look at the debt advice organisations. Am trying desperately to find another job so that I can just pay this card off and forget I ever had it! Never again!