PPI, for idiots.

[RillaBlythe]

I like the idea of a lump of cash but have no real understanding of what ppi is or whether I have been mis sold it. I've had a credit card from 2007, DP has had one since 2002. Otherwise we've only had current accounts/savings accounts. No Loan. Worth pursuing?

Unlikely but not impossible. Do you have the credit card statements going back a long way? Flick through them and look for cryptic regular payments with relevant terms. Or I think there's a standard letter you can write to your CC provider saying "Did you mis-sell me PPI? If so give it back you bastard!" Money Saving Expert is your friend, and will provide the relevant draft letter.

Thank you! No statement so will send a letter on spec.

Btw i would rather b lady sherry. Or Mrs Gil!

All are always welcome in the Georgette Heyer Book Club Rilla. We've done Friday's Child already and discussed the rival charms of George, Sherry, Ferdy and Gil (soooo gay), currently on The Foundling - next up Arabella and Grand Sophy. Scroll down Adult Fiction threads and you'll find them all.