New year, new start and all that... Anyone have any fab money saving tips?
Just due to everyday costs I have somehow managed to run up £5k debt and am so embarrassed
. I don't budget well. DP and I have been taking about having a baby soon (not getting any younger) and I just can't go into it knowing I have this debt. AF was three days late until today and while i would be so happy to be preg I am also relieved I am not.
So what's your top tip?
I am so far trying the budget supermarkets 
and it will be packed lunches from now on. I will also eBay anything and everything!