Apologies if this has been posted elsewhere, but I haven't seen it, and though people might find it interesting.
There is a new tool being beta-tested that compares your risk of dying anyway this year, and defines what the additional risk of dying this year of Covid-19 related illness is:
covid19-phenomics.org/PrototypeOurRiskCoV.html
I think some people might find it illuminating. It runs simulations for different scenarios too, such as doing nothing and total /partial lockdowns.