Dear Holiday Cottage Owner and Michelle
I was very much looking forward to staying in one of your beautiful holiday cottages this summer. I have paid my non-refundable deposit and of course I do understand that if Coronavirus prevents us from travelling, you will be able to keep it. My deposit, plus the deposits of other holiday makers will be a tidy sum when you count it out on your kitchen table, wearing gloves of course.
any deposits through a third party are held by them. We have refunded the direct deposits. We havent kept a penny
I also understand that you will be able to get a £10,000 payment from your local council and, if you have a commercial mortgage, be able to defer payments on it. In fact you already have it now I gather. You will also be able to stop paying for commercial waste collection, allowing the bin men and bin women to be furloughed and saving you another £5,000 this season. Your cleaners will also be able to go onto Universal Credit and you will not have to pay them. Your gardener too. You can also postpone your self-assessment tax payment due on 31st July even though it’s for your profits from the 2019 summer season.
we are a farm. We are ineligible for mortgage holiday, grants etc. we do all the work ourselves but cannot furlough ourselves or, because of the farm, claim any unemployemnt relief. We still have to pay mortgage, insurance, council tax, electricity and oil
All in all, I compute you will save about £21,642.80 this summer if we don’t come.
Oh I wish. This year is going to mean no income, and costs of approx £20K
You will weather this storm very well Michelle. You should have no need to worry about catching Coronavirus because Cornwall will be empty. It was a beneficial side-effect buying those holiday cottages with your inheritance because you can now keep them empty for several months at your choosing. Had they been local housing, lower paid families would now be living in them. That would have resulted in even more people in your community, kids at primary school, returning kids at university, all coming back to the village at these desperate times for you. Leave those cottages empty.
the barn conversion is not allowed to be a residential let. The planning permission on farms in areas of outstanding natural beauty is pretty strict on that - they HAVE to be holiday accommodation. The glampingsite is not suitable for year round or even seasonal residential living. Its not as clear cut as you make out for all of us, so please dont tar us all with the same brush. My daughter is also in the shielding group so the prospect of opening our business and putting her at risk means we are taking the hit, and probably will take it all season, to keep her safe
Au revoir, Michelle. We shall see you next year, unless of course we go abroad.
Oh, if you have to sell your cottage and if you are lucky enough to make a profit on it, you will be delighted to know you will only pay tax at 10% - much less than your cleaner. Thats much less for the NHS.
Again, not applicable to us. Unless we just have to close the business completely and sell the family farm. We cant sell off farm holiday cottages to release equity. Its hang on and hope, or sell the business and make 3 generations homeless