Universal Credit should relax £16,000 savings eligibility rule

[DreamChaser23]

do you agree? This is to ensure other workers who were laid off and have 16k OR higher in savings should also be eligible for help.

www.google.com/amp/s/www.mirror.co.uk/news/politics/dwp-must-change-universal-credit-21792760.amp

So how do you envisage lockdown being lifted?

I think if you would happily sacrifice swathes of the population so that this pandemic causes less inconvenience to you, you should be a little less psychopathic than to couch it in terms like 'take it on the chin'.

I have about £1500 savings. Won't get me very far but I will use it up before I claim any money. There are people out there who have no money saved and need the benifits more than me.

wewearpink while I appreciate the sentiment, please don’t put yourself in a more vulnerable position than is necessary by waiting until your savings are gone to claim. Those people who have less than you will still get their benefits and, knowing the DWP as I do, any delays or obstacles later could you see you with nothing. You’re entitled to claim now (assuming you’re in a position where you have little to no income), please do so. The future is so uncertain right now that you may well need that buffer later on.

Wewearpinkonwednesdays, that's lovely of you but please do as Deathgrip suggests and start any claim you're entitled to anyway.

You may well need the £1500 to see you through delays and mistakes in the system.

Once you're sorted out, you can always donate money to a food bank or some other organisation helping fill the gaps which have been created in the benefits system of recent years.

FourTeaFallOut interesting that you are ignoring my question.

Your point is entirely irrelevant to my own. My point is that is fucking psychopathic to minimise the deaths of others as taking it on the chin. I'm not at all interested in anything you have to say.

Almost makes me Wish we'd have spent the bit we got straight away, as we'd be entitled to all kinds now.

Knock yourself out then! You say you now have 'literally' nothing, go on and apply for UC and see what exactly being entitled to 'all sorts' really means and what a doddle it all is.

Take the deaths on the chin?! You realise young people and children die from this? What if all your children died of this, would you seriously shrug and think 'Well, it was for the good of the realm, I'm taking it on the chin'? Yeah, right.

Oh wow @Wewearpinkonwednesdays yours is the thinking that some of these need get their mindset at.

However, as others have said, the system is there for you. The wait to claim can be horrendous with no money. You don't want to find yourself at home with no money and then making the claim.

Yes, they give an advance, the repayments will come out of the first UC pay and until every penny is paid back. And considering everything has to come out of the £73.10, there's realistically nothing there you can afford to lose.

Those bleating on about it's not fair. £73.10 is your JSA weekly figure. From this, you have all your utilities to pay, top-up rent, council tax, food, toiletries etc. There's not enough, to begin with, never mind having to pay back the Advance they so generously lent you because, for some reason, this shit system can take a lot longer than 6 weeks to process. you claim.

Yes, the advance is a loan.

Lots of resentment and anger on this thread towards people who have made the effort to put a little bit of money aside.

The resentment is against people putting money aside for a rainy day

The resentment is due to those people not wanting to spend their own money they’ve put all that effort into saving, but spend someone else’s

I think we need to ensure enough ventilators and hospital space then lift the lockdown for all but the most vulnerable.

Ventilators are not magic bullets. A friend's 46-year-old son is on one now, no underlying health conditions, a healthy, fit active non-smoker and non-drinker. A teacher and father of two. But he's expendable according to some psychos on here.

I'm in the vulnerable group, I agree with Xenia and others. Lockdown has to be lifted as soon as possible,

The country cannot afford us sitting around. We need to get back out there working for the economy. And I do include me. I don't want to be sitting around on my arse, I wont to be working again. Until lockdowns are restricted, I, like others are just waiting.

This continues and trying to hang onto your savings will be the least of your problems. People will lose their homes as a result of this. And standing there cap in hand when you don't fucking need it, is only going to add to the problem.

Why not go the whole hog and have COVID-19 parties, eh? Play Russian roulette with a potentially lethal virus, I mean, you're willing to take your own death of coughing and suffocating on the chin for the team, after all.

ivykaty44 so its alright for the people that have spent their money to have somebodies else is then ?

If lockdown is lifted and lots of people die so that the country can move forward society owes a deep gratitude to those who die and the families who grieve for them and they should be mourned by the nation who must recognise that this was an active choice - that's not taking it on the chin.

Haven't RTFT but it is galling that mega wealthy business owners like Philip Green and others are using the government furlough scheme without making any sacrifices themselves. Some of these people do not even pay tax in the UK.

Meanwhile ordinary people who may have a small amount of hard earned money put aside for their children's university fees or a house deposit have to dip into their cash because they are not entitled to any help.

The staff at Primark deserve the offical furlough scheme. Primark is a fully legitimate business. I'm no fan of Philip Green but just because he's an arse doesn't mean his staff shouldn't be furloughed. The alternative is to make them redundant.

you should be a little less psychopathic than to couch it in terms like 'take it on the chin'.

It's interesting to note that, with the people who advocate this approach, it always seems to be someone else's chin 🤔

So its semantics you are objecting to?

Fuck me.

wewear there are multi million pound business owners who are going cap in hand to the government for a bail out. If anyone should have squirrelled away enough money for a rainy day it's them.

You will put yourself in a very vulnerable position if you don't put in a claim pronto.

so its alright for the people that have spent their money to have somebodies else is then?

What do you think the alternative is? Just saying “you should have saved so you can just live on the streets and starve to death”? That’s the logical conclusion of what you’re saying.

Philip Green doesn't even own Primark, he owns the Arcadia group