If you are facing no financial impact

[Kannet]

Then what do you plan to do afterwards to help. I have just been discussing this with a few friends, some are in a position where they will get full time pay for the foreseeable and face almost no impact whilst others are on the brink of financial disaster.

My general plan is to make a point of using as many small local businesses as I can. Give extra to food banks. I'm sure there is more I can do. Anyone have any ideas

We will be hit, DH is definitely going to have a pay cut if not redundancy and I expect civil service pay will be cut again (we had major cuts in the 2008 financial emergency).

But we will be ok - we can afford to keep our family going in a decent life even if not the slightly luxury version we currently have.

We will continue to support local shops - bakery, butcher, fishmonger. My veg shop had closed a couple of years ago, so I had been going to a local, family-run supermarket instead. I get my wood for the stove from a local man who gets his supplies from managed forests in the next county.

I will have a load of things for the local charity shops to get rid of.

We will re-employ the cleaners (its a small firm, they wouldn't take money while off, but intend to reopen when allowed). We will still get some local takeaways too.

We will, if holidays are an option, have a holiday in this country this year. And spend money on tourism activities.

But I will also continue to support people through my work, and also through supporting local charities.

I made a donation to local foodbank the other day, and will make another soon.

I have to say it has certainly made me think about my spending habits. I have a good income, but work long hours, so I tend to just default to using online shopping for everything - supermarket, amazon, ebay etc. I do go to local shops when I have time, but I often have family commitments at weekends, or just want to get out and enjoy my time.

So I hereby pledge to support my local shops more in future!

Hopefully @Paperdaisychain the gov can actually enforce it or shame them into it. We should vote with our feet.

@silentpool higher taxes are inevitable but I agree that the burden needs to be fair.

What is 'fucking' loo paper?

gingersausage.. I'm sorry if it came across a bit snippy, that really wasn't my intention! I'm just freaking out about how to make ends meet if the worst happens. I'm a single parent and working on the frontline, so this whole situation is scaring me. Apologies again

It's the same as normal loo roll but harder to find :)

I’m going to start shopping more at local markets and I’m definitely going to eat out loads! I’m missing food so much.

I know some people in large Corporates such as IT businesses who will not be impacted financially (many IT businesses will be a beneficiary of this) and no longer commuting into London so will save money.

Would be good if they donated 50% of commuting costs to charity.

We will keep paying the childminder.

We will keep paying for dd's dance classes.

We will get more takeaways than normal.

Though we aren't losing any money immediately,our sectors will be hit hard. We will both be working hard to help them thrive. I am a lecturer and dh a social worker. We are both working from.home which is not easy around two young DC, one of whom has ASD. I don't think we will be spending more money than usual because we don't what the future will bring.

Why on earth are so many people going to continue to pay their cleaners? Given the Chancellor's announcement today that the self-employed will be able to claim 80% of wages, i.e. in line with support for employed workers announced last week, I assume people will rethink this?

There is the issue of course that SOME self employed people may have been neglecting to declare all their income... so won't be able to claim against their actual lost earnings. No sympathy for them!

It's always those who pay the least in, expect the biggest handouts when the shit hits the fan. Anyone who hasn't paid their fair share of tax deserves nothing back out of the system.

My company is already seeing workers we are in the process of "furloughing" under the Govts job retention scheme so we can still pay them the 80% for not working (which we will try and top up to 100% salary), now accepting other temp jobs on similar salaries. So most will receive double pay for this period, even though they are still contractually bound to their regular employer during this period. It will be interesting to see what measures the government puts in place to audit this.

We are pretty safe as I received a large inheritance from my grandad last year - I am about to receive an unexpected extra chunk that I am basically putting aside as an emergency fund to help friends and friends of friends, or any cases of hardship I hear about from a reliable source - I could either give a couple of big chunks of cash, or maybe help out with specific things like buying a replacement essential item (fridge, extra laptop for kids' work) etc for people who are lacking income at the moment.

I think everyone will eventually feel a financial impact due to huge tax hikes when the initial pain is over.

We are continuing to pay the children’s activities that depend on their monthly fees to remain open.
We’re supporting local businesses and helping our older child who is in the lower paid hospitality industry and depends on Tips to top up his monthly wages.
As my husband works for the local authority he is covering other essential roles now like refuse collections and cleaning services instead of his usual white collar work.

I’ve been thinking about this as I’m being paid in full for now- but no nursery or travelling costs. I will make charitable donations- one to a children’s hospital (that recently helped
my daughter), The big issue online (they are offering a 3 month subscription), and one of the wildlife trusts that aren’t getting the supermarket food donations so they need money. I will also ensure to buy and donate extra food to a food bank on my future food shops.

LorettaIsMyTrueSelf

Are the people saying they can’t live off 94 a week mortgage holders or renters though?

I have a mortgage and I am a keyworker. If I get sick now I’ll get 94 and no other help. If I was a renter I would be able to get the benefit system to pay my rent and council tax. Big difference between the two scenarios