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If you are facing no financial impact

140 replies

Kannet · 26/03/2020 06:34

Then what do you plan to do afterwards to help. I have just been discussing this with a few friends, some are in a position where they will get full time pay for the foreseeable and face almost no impact whilst others are on the brink of financial disaster.

My general plan is to make a point of using as many small local businesses as I can. Give extra to food banks. I'm sure there is more I can do. Anyone have any ideas

OP posts:
highlandcoo · 26/03/2020 09:06

My one hope is that the country will turn more socialist again. And raise taxes. There is too much money sitting with the very rich, and crises like this just highlight it. Of course, there is always the risk that we will get through this and everyone sees Boris as a national hero, and votes him in again Hmm

This too. I hope" Boris as a national hero" doesn't come to pass Curly. This is not the time to be undermining the PM but when the crisis is over his pathetic lack of true leadership deserves to be scrutinised and judged harshly.

Holdmenow · 26/03/2020 09:10

We are not financially impacted at all...yet... but that may change. We are very lucky to not have a mortgage and very low monthly outgoings ( electricity, life and health insurance) the rest is all annual expenditures (car/house tax and insurance) so we have worked out that we could last a good year after this on only my job If DHs job place eventually is affected (which it probably won’t), but you just never know.

I already support local businesses and we tend to live a fairly simple, environmentally friendly life. I also support my local community (we live rurally) As much as I can right now.

Poppinjay · 26/03/2020 09:10

I'll be using it and every other penny we have in the legal battle to get my DD the school provision she needs to be able to take her GCSEs which is now probably going to be harder because of the legislation reducing the requirement on LA's to meet children's needs.

In the meantime, the (not really adequate) online teaching DD has been relying on for months while she's been stuck at home without a school place is continuing which means that, in a bizarre reversal of the norm, she is receiving an education while her neurotypical peers miss out.

highlandcoo · 26/03/2020 09:11

snowyforest I would have thought as well as higher taxes.

Complicated to construct a completely fair system but we're all in this together - or should be - and what Jeremy Corbyn said in parliament the other day was excellent.

He was saying that this crisis has shown how we all depend on one another in society .. that the person who cleans the CEO's office is as important as the CEO. Delivery drivers and supermarket workers are suddenly being seem for the vital workers they are. We should all value one another's contribution more. I hope we do after all this.

delilahbucket · 26/03/2020 09:12

Please support small online businesses like mine as we are on our knees!! Don't go straight to Amazon to buy and utilise places like Etsy.

Pinkdelight3 · 26/03/2020 09:12

@everythingisginandroses thank you! denmark didn't occur to me from the context. tried googling but just got publishers.

highlandcoo · 26/03/2020 09:14

seem = seen!

notalwaysalondoner · 26/03/2020 09:15

For now we will have no impact and suspect this will be the case for at least 3-4 months. My company will feel the pain eventually but is huge and flexible and in an adaptable sector (management consulting). My husband works for a medium size 5 year old start up that is fully funded until the winter.

We plan to:

  • keep paying our cleaner
  • spend the same as we do normally on restaurants on independent takeaways each week
  • spend the same as we normally do on drinking out on independent breweries
  • buy all gifts for the year now from independent shops online
  • Spend what we would at the gym on freelance trainers via video
  • up our donation to charity
  • extra volunteering through work with social enterprises we already support with virtual workshops etc

The only thing I’m in two minds about is where my charity money can go furthest. I know there’s a lot of need in the UK but at least we have a social support system, when the virus decimates the economy and health of the developing world it will push a lot of people back into dire poverty without any benefits or health systems. I’m not sure there’s a good mechanism of donating towards this yet, whereas in the uk we have the National Emergencies Trust.

CuriousCapricorn · 26/03/2020 09:15

Rocking you sound absolutely lovely Smile

notalwaysalondoner · 26/03/2020 09:16

I also think there’s something about spending what you would spend on holidays on local freelancers to train you or teach you something in your time off but haven’t fully thought about it yet....

notalwaysalondoner · 26/03/2020 09:16

Obviously remotely

Whatwedontknow · 26/03/2020 09:17

@ItsMe1985
Unemployed/disabled people get help with their rent and council tax...I get none of this. So NO I couldn't live on £94 a week.

This is not correct, but many people do assume that it is.

BlooperReel · 26/03/2020 09:17

Donated both money and food items to the local food bank, continued paying my window cleaner even though he cant come as regularly (usually a 2 man business but can only come alone now so they're splitting use of the van). Also made a note of the local businesse who are going out on a limb for the elderly and vulnerable in my area and have/will purchase from them whenever I need their produce.

EL8888 · 26/03/2020 09:33

Continuing to support small business around us
We had been talking about getting a cleaner as we were meant to be moving house (quite possibly not now!). Will probably get one anyway

Yeah it’s good people are actually waking up to how little money some people have to live on especially SSP. I have known this for quite some time

Mabelface · 26/03/2020 09:34

I'll have to carry on as normal. I'm one of the "just managing" class. My job is safe and I'm working from home, but I only just cover necessities anyway.

StrictlyAFemaleFemale · 26/03/2020 09:34

@Pinkdelight3 dk = Denmark. Just got an email from head of jobcenter where I work. 450 newly unemployed have registered in a week. That usually only happens when the new graduates come in the summer.

Tulipstulips · 26/03/2020 09:49

Spending money to stimulate to economy, that’s what I’ll be doing. Plus donating to food banks, shopping for self isolating neighbours, and paying our nursery fees.

SlothMama · 26/03/2020 09:50

I'm helping my brother pay his rent, he's just been laid off.

But also still paying my dog trainer and supporting small businesses where I can.

VeganCow · 26/03/2020 10:02

Self employed and all work gone since Monday. Waiting to hear whats announced today to help those of us who can't continue to work. I am aware there are other self employed worse off than me who live week to week and hand to mouth, so although I am not feeling sorry for myself, I need to be careful now.

mochajoes · 26/03/2020 10:11

I agree with other posters that tax can not just be "raised" from people working, as younger generations already face far too much burden. Wealth needs to be considered & obviously corporations that dodge it.

silentpool · 26/03/2020 10:18

I can't support paying higher taxes afterwards unless London rents come down. Two income households could manage that potentially but remember a lot of us struggled to make ends meet before this.

However, I am still getting my full pay so I am trying to shop with local businesses who deliver. After this, I will be giving less business to the supermarkets and the big chains generally. Local businesses have really stepped up and it proves we should support our own communities more.

Paperdaisychain · 26/03/2020 10:19

@mochajoes exactly think of all the corporations currently benefiting from the government bailouts who currently don’t pay the actual amount of tax they owe. This should be first priority.

rookiemere · 26/03/2020 10:21

We're all going to be financially impacted by this. The government will be printing extra money to help people out - as is right and proper in this situation. The long term net result of this is that our money will be worth less - so pensions, salaries etc. will go less far in real terms.

I would be prepared to pay slightly higher tax - well I'm in Scotland so I already do - if this would directly equate to an increase in say nurses salaries - but I highly doubt that's what would be done with it.

However in the spirit of the thread - DH and I really lucky both have permanent roles where we can wfh. We will continue to pay dog walkers and I'm making an effort to support local businesses so bought Mother's Day lunch from a nearby restaurant who is doing some deliveries.

Porcupineinwaiting · 26/03/2020 10:27

To be fair to the supermarkets and their workers, I think they have really stepped up too.

mummy203 · 26/03/2020 10:28

It amazing to hear all the things posters are doing to help limit the impact, continuing pay cleaners and supporting local food banks etc makes me smile 😊

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