So our remortgage is due in a few months and are starting to gather our paperwork now for our advisor, we was on a 2 year fixed which if we go over I'm lead to believe the payments will sky rocket.
So now my partner is self employed and has just been told he has no work for three weeks, I am on maternity leave currently full pay but due to go to smp in the next few months - we are thinking we will need to use mortgage holiday for at least a month depending on what happens in the future.
How do we stand with remortgaging? Does the holiday on payments affect a remortgage? I am really worrying that we will not be able to remortgage if we use it.
I have tried to speak to my mortgage adviser as well as our mortgage company, I am not able to get through hence why I am asking for any advice on here!