Hi all, is anyone else considering this? I return off maternity leave in 2 weeks to teaching, so on a salary. DH is paid by the hour, and will potentially have to take time off to look after DD once a week. We've also had to self isolate so have missed out on a week of pay anyway. Would it be sensible to take the holiday now? And if we're on a fixed rate repayment for the next two years how much should we expect monthly payments to go up, and for how long? We've only owned for a year as well, if that makes a difference!