Rishi Sunak speech....

[unhappyclap]

What are people thinking so far?

Again @BigChocFrenzy - he still has his taxi, he will continue to work.
What would you honestly do in his situation?

If every (rental) cab driver in London sent their taxi back to the garage, the garages would go bust.
Which means once this period is over there will be no taxis for the drivers who want to go back to work.
Can anyone reasonably explain why that it's okay for that to happen, but definitely mustn't happen to big businesses?

One of the garages has a fleet of 800 taxis; that's 800 drivers out of a job should that garage go bust. I think that's a pretty big deal that should be prevented.

But because he's not PAYE, fuck him ay?

Yep, good idea from fellow choc

Any jobs near him as a driver ?
Even at NMW, that would be a lot more than 480 per month

WOW a chartered accountant that doesn't know the income tax rate is identical employed vs self employed....I'm sure the extremely minor difference in NIs(works out to a whole £335 on £25K) paid makes up for being treated like the unemployed rather than economically active assets to the country. Get a fucking clue.

And the HMRC uses previous years earnings to gauge the amount of tax due in the next financial year, regardless of whether the SE person earns nothing or 10 times what they did the year before.

I'm off to bed now as you're being deliberately goady and dense.

Stilldisappointed I'm sorry to hear about your dad. There will be so many people in this fragile situation.

I hope that posters who have suggested that there will be more announcements about SE people are correct.

Best wishes to you.

Are you trying to tell me that being a taxi driver isn't a job now?

Who is being deliberately obtuse now? I told you that anybody self employed is not ‘in a job’. Employed people are ‘in jobs’. If you are self employed you are running a business.

He will continue to work. He will continue to attempt to earn enough money so that he can live comfortably as he deserves to do. If the government want him at home they need to offer him a hell of a lot more than £400pm. It really is that simple.

So you think that self employed people should hold the government to ransom? I’m glad you think it is simple. Here’s something for you to think about: people who continue to go out to work and risk spreading the disease further, especially in London, will turn this pandemic into a disaster. That is really selfish.

He has been applying for other driving jobs. He's applied for the post office, to be a hospital porter, to deliver medicine for local chemists, to drive blood cars...
My DP has been trying to get him a job with him too.

He is trying. It's breaking my heart for him.
As I say, nearly 60, 2 conditions that make him at risk for this poxy COVID. I don't know if they'll even give him a look in.

R1R2 I know. Iamawombat is indeed.

I'm off to bed now as you're being deliberately goady and dense.

Out come the personal insults from disappointed self-employed people who want more money from the treasury.

"What would you honestly do in his situation?"

I'd get another job
because this situation could run another 18 months

I had to do that years ago when I was self-employed

• something happened in my field which meant we were all suddenly chucked out at literally 30 minutes notice and told no work for 2 months or more

So I grabbed the first job and became a regular employee instead

No, Iamawombat what is really selfish is you using this thread to spill your bile and goadiness.

And talk absolute drivel while pretending that you're a tax expert.

It's not helpful.

Sorry, your post just came up

But I agree, he's a businessman not an employee
and his business has just gone tits up

Actually, I don't Iamawombat.

I am SE and fortunate enough that I will be able to keep enough work going so that I can cover my bills while I also home-school my two children.

I'm lucky. I don't want anything from the Treasury. But I do want people who aren't so fortunate to be supported.

He isn't selfish, he's trying to earn a living. No one is helping him at the minute so it's what he needs to continue to do.
He's not holding the government to ransom; it's his position.

He cannot stay at home. He will earn nothing at home. At least if he's driving around he may have a chance at a hand going up.

@StillDisappointed I completely understand your frustration & uncertainty. Please hold on tight. In the next few days something will be announced. I’m so sure. They will not let all SE people go under, our country needs these people. If these people go under the country will be losing money via tax, NI & more people claiming benefits. They do not want this to happen. I so hope all of this works out for your dad. Until tonight at 5pm I was thinking I was going to just get SSP as I’m employed. But now it’s all changed. It will change for your dad too, but being SE is far more complex & requires more time to gather an action plan

WOW a chartered accountant that doesn't know the income tax rate is identical employed vs self employed...

You are showing yourself up now. Yes, I know that the income tax rate is the same. However, have you thought that employed people can’t deduct expenses from their salary for tax purposes? Travel to work, for example. Self employed people can. That is one of the reasons people choose to be self employed.

Self employed people also pay less NI.

He's trying to find another job, for now he'll continue in the one he's been doing for the last 20+ years; because he can't afford otherwise.

No one is acknowledging the fact that if garages go bust tens of thousands of people (workers in the garage as well as drivers) will be screwed.
There will be no taxi for him when things 'pick back up.'
Is that not a big deal?

He isn't selfish, he's trying to earn a living.

‘Earning a living’ whilst putting other people at risk is selfish, no matter how you dress it up.

No one is helping him at the minute

Wrong. Did you listen to the chancellor’s speech? He is being offered help. Not as much as he wants, but enough to keep him fed and housed. Alongside a delay to self-assessment payments (surely he has set money aside for tax?) and help for renters.

Germany chose to support the self-employed, but Germany has run large budget surpluses most decades ( 58 billion last year) so has the ability to do so

I'm no fan of Boris, but the UK may simply not have the money to bail out the self-employed as well, without bankrupting the country

The self-employed are usually a strongly Tory voting group, so I'm sure he'd have allowed the money if he could - he's a political animal before all else.

No one is acknowledging the fact that if garages go bust tens of thousands of people (workers in the garage as well as drivers) will be screwed.

The package of measures announced today are designed to help businesses, including helping them to retain staff instead of making them redundant. Why are garages at greater risk of going bust than other businesses?

@TickTockTickTockT I hope so, I really do. I hope those in charge realise what hardship that are placing millions of people in.

The alternative is frightening.

Thank you.

@StillDisappointed completely understand. I work in retail, we have been calling to down tools for over a week but our company simply cannot afford to. Well until today.

Please give them time, they will offer help. They’ve got to. How many people will go under due to this, Rishi already said whatever you need we will do. I believe him. They are doing this step by step so it’s not overwhelming for people. Your dad will be fine x

pretending that you're a tax expert

HAHAHAHA!

Is that the best you can do?

You realise those buisness expenses arent a part of that 25K right? thats profit if they are only turning over 25k and have to deduct expenses their earnings are significantly less. Do keep up i already said they pay less NI barely a whole £1.29 a day im sure that makes up for this disparity.

The only one showing themselves up is the overly sneery fantasist playing at accountant.

How much exactly is being offered to the smallest of business with only a handful of employees?

Enough to pay for the overheads of the premise, the finance on 400+ taxis (do you know how much they cost?), the staff, the parking for all the taxis, the maintenance, the machinery fees, the security systems, insurance, tax, MOTs and overalls for 800+ taxis?
I doubt it.
Again, the most help is being offered to the biggest businesses because (for some reason I cannot fathom) they're more important than the smaller/smallest..

Whilst people are out and needing/wanting to travel in his taxi then he's earning a living; calling someone selfish for wanting a decent quality of life is just ridiculous.

He's not being offered to pay his bills Wombat. He really isn't.
He pays a hefty London rent (which won't be covered by HB, so don't even attempt to justify it), all the normal bills, then food, then things like my mums and his parents plaque permits at the cemetery... £400 isn't enough.
(Although I'm sure there are some callous enough to say the remembrance plaques aren't an essential so he should just let them go...)

If you could make £400 stretch that far then bully for you; it isn't enough for him.

fantasist playing at accountant.

You really are hilarious. I can do maths, thanks.