Mortgage holders getting 3 months amnesty, what about RENTERS?

[ssd]

Renters to get feck all.

Typical tories.

You do realise that the help for mortgage isn't free money, it's deferring payments until a later date.

Landlords extending loans on their second property by 3 months is absolutely not going to win any sympathy with those who will be paying for their home forever.

My landlord uses my rent as their income. If I can't pay my rent they don't have as much to live on. It's an unlikely scenario because I'm luckily still going to be in work for some time yet, but it's worrying for me AND for them. We shouldn't be accepting this government's constant need for everything to be an "us vs them" scenario.

Is anyone else thinking of cancelling their direct debit for Council Tax? The new increased debit starts again this month. Normally it's a bill we're told never to miss, as they are so hot on taking people to court. But as a self-employed person with no income, I'm thinking let them take me to court. At least if I skip it for 3 months I'll be able to afford food. The government talked about giving a holiday window from this and utilities today, but it hasn't been actioned, so just words so far.

The problem is it will have to be paid eventually so is delaying the inevitable.

Not everyone needs a council tax holiday right now. Some people are fine. Some are in dire straits. We need to concentrate the effort where it is needed. Those most affected need all our support.

I'm pretty sure we can guarantee than in 3 months' time the majority of the newly homeless will be private renters. No assets, nothing to borrow against, merciless estate agents. It's patently obvious what will happen.

What worries me is that there might not be many staff in DWP offices and Council offices to process claims - which take time anyway.

I can also see there being issues with other money requirements people need to pay - and people having massively increased credit card debt etc

Im a landlord of one property.
I have messaged my tenant to see how he is, and to ask if he has concerns about the rent to let me know early so we can work something out. I could never see him homeless because of something so out of his control.

But I won't lie, with my DH's future currently uncertain and me not earning enough to cover two mortgages, I was extremely relieved that he feels his employment is probably going to be okay.

As PP said, not every LL sleeps on a pile of gold. The government needs to do something other than relying on good will.

As PP said, not every LL sleeps on a pile of gold. The government needs to do something other than relying on good will.

Then don’t be a landlord??? Perhaps then renters will be able to buy and not be stuck wasting money on paying for other people’s houses.

Then don’t be a landlord??? Perhaps then renters will be able to buy and not be stuck wasting money on paying for other people’s houses.

This!!! If you own a property but can't afford to pay for it for a few months it shouldn't be rented out! What if a tenant dies? Or leaves and it doesn't get let again?

I think there will be a temporary ban on evictions. So people won’t be made homeless and will get time to catch up with rent. It will be important to ensure they get enough time to catch up- depending on how long this situation continues it could take people years to catch up.

Mortgage payment holidays mean that people have increased payments after the holiday, over the term of the loan, which could be decades.

And people who lose jobs or have reduced work will get help via the benefits system.

We shouldn’t be fighting amongst ourselves. Both renters and mortgage payers could be in trouble there is no guarantee that things will be over in 3 mths what happens then?

With regards to taking a holiday on paying council tax, people may need that money to pay rent, in order to not become homeless. Or to pay for food and heating.
During the period when Iceland had a financial meltdown, it came to light that some councils lost millions in investments there. They had stockpiled reserves.
So, for the next 3-4 months that money would be better in the pockets of the newly unemployed, than in the council's bank account/reserve investment pile.

Here's the link on that
www.google.com/amp/s/amp.theguardian.com/politics/2008/oct/10/localgovernment-iceland

If you consider that this was just one investment fund. Presumably councils spread reserves across several funds.

@Mydogatemypurse
London resident here. Not on benefits- currently on SMP with self employed partner and one child. You need to realise that the majority of London dwellers are renting privately at huge costs.

This thread shows the success of the government's usual tactic of pitting members of the public against each other rather than us uniting to hold them to account. They do it extraordinarily well. Let's not be complicit!

We all have different circumstances in life, by choice or by necessity. We are all facing challenges due to the current crisis. How much better it would be if we all stood together and asked the government what plans do you have in place for us instead of what plans do you have in place for me. And then arguing between ourselves who is better off, FFS.

Lots of us will be struggling. Let's support each other and hold the government to account - the government who should represent all of us. The question was whether renters will get additional protection like home owners, and it's turned into (it's like listening to my DC argue over the last of the cereal) fighting over who deserves it more. The question is what support will we, the general public, get for our housing costs.

If we "lobby" for want of a better word, all together like this for issues we all face we will get better results - we will not get anywhere squabbling between ourselves.

It's so depressing to see people say me me me me and it's the same fuck you mentality that has people clearing the shelves for themselves, not thinking about anyone else.

STOP IT!!!!!

This sort of panic is useless! I get that people need to vent but both BJs statements so far have said that they will be focussing on other issues at X point. Housing and informations fo individuals is in the pipeline. THIS HAS BEEN CLEARLEY STATED IN BOTH SESSIONS so far!

They cannot deal with verything in one fell swoop so they are taking time every day to update us. That will continue, they say, as things develoop and the model changes. What was said yesterday will change as the sutuation requires it, what will be said today will focus on another specific aspect.

Given what has already been said you can make some assumptions about what stop gap measures will be intriduced. Why not just take a deep breath and wait rather than panicking yourself?

there is no guarantee that things will be over in 3 mths what happens then? Other measures will be put in place, as Rishi Sunak said, many times, yesterday.

And fuck me, there are huge issues with our housing market that needs addressing - surely everyone can agree on that? This situation has thrown it into even sharper relief and eventually could be the impetus/opportunity to resolve it with the ultimate aim that every single family/person has access to affordable safe housing.

God knows if we can get some good out of the current shit situation for society as a whole, it would be so much better than this unedifying spectacle of fighting over who is better off and saying people will be "just homeless" - whoever the fuck they are!

@Ylvamoon. The system is complex and no benefits if you have assets

I'm hoping my landlord will be decent about this. As long as we get paid, he will. If one of us get paid, he will get half. If none of us get paid he will get nothing. If he claims relief from lender he will get a small gesture or nothing.

He can turf us out, but I doubt there will be a queue of people waiting to move in, since most of the newly homeless will not be able to provide a month and and deposit upfront. Bit hard to do that if we are quarantined anyway. I think landlords may not have any choice, just as much as renters have no choice but to not get paid.

Shit state of affairs for both parties. The government as usual bail out large failing corporations who were already in debt and failing before this started, instead of giving back a little help to people for what they paid in to the system for in the first place.

Useless cowards.

The government as usual bail out large failing corporations who were already in debt and failing before this started, instead of giving back a little help to people for what they paid in to the system for in the first place. You mean shoring up the businesses that employ the majority of us? Making sure that wages can be paid? Trying to reassure people that the company the work for won't disappear by Friday? And then moving on to measures for the individual and also housing today or tomorrow...

Useless cowards. Yeah!!

They're supposed to be talking about us mere mortals (renters) in the next few days.

curious

People need reassurance. They are climbing the walls with anxiety. People are probably dragging themselves in to work unwell as they can't afford not to. It's all very well that they say they will help businesses, but we all know the 'trickle down' model is a fallacy, so it isn't reassuring anyone. If they are going to help people individually, they need to be reassured now. People don't trust them, especially working class people who have seen social mobility decimated. It's as simple as that.

@Mrhodge That's just more of the same doom and gloom though! A distraction from what we, as individuals need to accept and acknowledge as our lot in this!

It seems that no matter how often BJ, RS etc say they will do more, explain more, cover more, the more some pepple want to go off on a rant about the bits they have not covered yet! As far as I heard over the last 2 days, they were as reassuring as they could be, the obviously pre-agreed questions from the press were designed to repeat that information, tell us again what they would be doing. How much more do you want? They can't tell us we won't get ill, some won't die and we will all feel the pressure of this for weeks and months to come, because, as they acknoweldge we absolutely will!

Yes, trickle down is usually a bag of shite, but this isn't a company ticking boxes for its next business award. This is a government aiming to support the population. It isn't as simple as anything....

... and I say that as a one of those working class people, ex Labour member, now politically inhomed, lifelong Tory hater, self employed, health compromised 'little person'.

Renters promised help 'within days' after they're left out of £350bn bailout www.mirror.co.uk/news/uk-news/coronavirus-renters-zero-hours-workers-21711155