Travel Insurance balls up - New York at Easter

[KateBlush]

For as long as I can remember we've had Annual Multi-trip Travel insurance policy through my husband's work. We were due to go New York at Easter and had consoled myself that any costs of cancellation if FO recommended not to travel/ Trump shut borders would be covered by said policy. But we've just discovered DH (mistakenly) didn't renew this year - brilliant. Now trying to suss out if anything can be salvaged - any advice much appreciated.

Bought flights direct through Norwegian Air (£1700) and accommodation through Expedia at a non-refundable/ non-flexible rate (£2200).

Seems options would be:

1. Shift trip to October half term (would cost additional £300 through airline) plus cost of re-booking hotel.

1. Hope airline cancels flights in coming days - would the have to refund us in that case?

1. Pursue refund through credit card the flights and hotel were booked with - Amex - ?

1. Try and buy new insurance policy now that would pay out in event of not being allowed to travel in US early April (unlikely I think)

Wading through lots of small print on various sites - any MNetters with any insight/ advice? Thanks all

Are you sure you don't have a reward type bank account with travel ins?
Sorry can't be more helpful.
Perhaps you may be able to travel if you still want to.

Travel ban now extended to UK - presumably this means airline will have to cancel flights and we'll get a refund on those at least...

You won’t be able to but insurance now that would cover this. If you wait a week or so it’s quite possible Trump will stop UK flights to the USA. So you’d get a voucher or refund hopefully.