Am I pregnant?

[Nine10]

I had sex on 20th day of my cycle. It is now 32nd day and I still have no period. My period is never irregular. It is always 28 day cycle. I did pregnancy test yesterday which came out negative. Was it too early to take the test? I am 4 days late on period. Is there a chance I'm pregnant?

It could be that you ovulated late which has caused the late period. It also means you may have been fertile when you DTD on day 20. So pregnancy is still a possibility. I'd say leave it another couple of days and test again.